Based on 53 AI claims comparing the two
Reviewed by Dimitry Apollonsky ·
Relay comes out ahead across most evaluations, led by its dedicated multiple checking accounts and deeper budgeting architecture compared to Novo.
Which brand does AI favour?Answers collected Jun 2 – Sep 20, 2026
| Compared on | AI favours | Share of claims |
|---|---|---|
| Target audience | Relay | 56% |
| Functionality | Relay | 71% |
| Cost | Relay | 75% |
| Ease of use | Novo | 100% |
| Support | Relay | 100% |
Rank in each topic both are ranked in
Novo alone is ranked in Business banking with sub-accounts, Client retainer fund separation, Business banking and accounting integration, Multi-channel payout consolidation, Business checking accounts, Business debit card cashback and rewards, Creator banking and checkout, Business banking for sole proprietors and Service business recurring billing.
Relay alone is ranked in Banking integration with corporate cards.
“Novo takes a different approach: one primary plan rather than a complicated ladder of paid banking tiers.”
These bars show which brand AI favours in claims citing each source.
