Data as of Oct 5, 2026A question buyers ask in Digital Business Banking Accounts.
Reviewed by Dimitry Apollonsky ·
Relay holds a clear lead as the primary recommendation for consulting firms segregating operating balances from client retainers through specialized reporting. When the focus shifts to sole proprietors sorting out mixed personal transactions after the fact, recommendations disperse without a single favorite.
We ask the same underlying question in different ways.
Relay is the usual answer for consulting firms seeking dedicated reporting tools to keep retainer balances isolated from operational capital. Holdings is named alongside it for agencies requiring specialized sub-accounts.