Delaware fix-and-flip loans

Absolutely. I found several hard money lenders that advertise fix-and-flip financing for properties in Delaware, including loans that cover both the purchase price and renovation costs. I'd start by comparing direct private lenders with Delaware-based lending options.

For a renovation project, the key is to find a lender that funds rehab costs in addition to the acquisition, offers a workable draw schedule, and can close before your purchase deadline.

Hard money lenders to contact first

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1. Anchor Loans

(Strong first option)

Direct private lender with a dedicated Delaware program for fix-and-flip projects. Advertises closings in as little as five business days and financing up to 85% of loan-to-cost (LTC).www.anchorloans.com+5

Best for: Investors who want purchase and renovation financing with potentially high leverage.

Delaware program and application

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2. Aloha Capital

A direct lender specifically targeting Delaware real estate investors. Offers hard money and bridge loans for fix-and-flips, rental conversions and other investment properties. It says it can provide terms within 24 hours, subject to underwriting.alohaprivatelending.com+5

Best for: Investors who value direct lender access and a quick deal review.

Delaware loan program

Phone: (303) 245-0291

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3. Easy Street Capital

Offers its EasyFix fix-and-flip/bridge product in Delaware. Advertises rates starting at 8.90%; its Delaware page says fix-and-flip loans can cover both purchase and renovation costs. The published minimum credit score is 600.easystreetcap.com

Best for: Borrowers comparing published starting rates and rehab funding.

Delaware program and application

Phone: 866-828-0062

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4. Hard Money Bankers

Regional lender serving Delaware, with fix-and-flip, fix-and-hold and bridge financing. It advertises fast pre-approvals and funding that can be as quick as one business day when title work is complete.www.hardmoneybankers.com

Best for: Investors seeking a regional lender familiar with Delaware and nearby markets.

Delaware lending page

Phone: 800-883-8290

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5. DelREIA

Its lending program, through Local Pro Funding LLC, publishes an interest rate of 11.95%, an origination fee of 2.95 points, and funding in 13 business days or less, with a stated 65% loan-to-after-repaired-value limit for its advertised short-term loan. It welcomes new investors.delreia.com+5

Best for: Newer flippers who want a Delaware-focused lending option with published terms.

Rates and pre-approval

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6. Insula Capital Group

Advertises fix-and-flip financing in Delaware and offers customized financing for property investors and developers. Specific rates and leverage need to be quoted for your project.insulacapitalgroup.com+5

Best for: Getting another quote to compare with the direct lenders above.

Request a quote

Phone: (833) 319-3517

How their advertised terms compare

Sources: lender program pages cited above. Terms are advertised figures, not approved offers; rates, fees and leverage may vary by borrower and property.www.anchorloans.com+5

What to ask each lender

Before choosing one, request a written term sheet that spells out:

• Total financing: How much of the purchase price and renovation budget will be funded?
• Cash to close: Down payment, closing costs, points and required reserves.
• Rehab draws: Whether renovation money is reimbursed after work is completed or advanced upfront.
• Full cost: Interest rate, origination points, underwriting fees, extension fees and prepayment penalties.
• Timeline: Actual time to close and the loan term, including extension options.
• Exit strategy: Whether you can refinance or must sell by a fixed deadline.

Compare the total cost of borrowing, not just the advertised interest rate.

Let's narrow this down to the best lenders for your deal

I can make a more targeted shortlist if you share a few details.

Estimates are fine; skip anything you don't know.

1. Where in Delaware is the property?

New Castle County (Wilmington / Newark)

Kent County (Dover / Smyrna)

Sussex County (Georgetown / coastal areas)

Other / not under contract yet

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2. Expected purchase price

Under $150,000

$150,000–$200,000

$200,000–$350,000

$350,000–$500,000

Over $500,000

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3. Estimated renovation budget

Under $25,000

$25,000–$50,000

$50,000–$100,000

Over $100,000

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4. Your flipping experience

First flip

1–2 completed flips

3 or more completed flips

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5. Approximate credit score (optional)

Below 600

600–679

680–739

740+

Prefer not to say / unknown

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6. When do you need to close?

Within 7 days

Within 30 days

More than 30 days / still shopping

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7. What do you need financed?

Both purchase and renovation

Renovation only (already own the property)

Purchase only

[Find my best lender matches]

With those details, I can prioritize lenders most likely to fit your deal rather than simply giving you a longer list.

Yes. There are several hard money lenders that fund fix-and-flip investment properties in Delaware, including lenders based in Delaware and regional or national lenders that operate in the state.

I found several promising options. Some are direct lenders that fund with their own capital, while others are brokers that shop your deal to multiple lending sources.

Hard money lenders that serve Delaware

1. Delaware-based and direct lending options

• 

DelREIA / Local Pro Funding

(Delaware-based lending program)

• Specifically funds Delaware fix-and-flip projects.
• Advertised rate: 11.95%.
• Origination: 2.95 points.
• Up to 65% of after-repair value (ARV).
• Advertises funding within 13 business days or less.
• New investors welcome.

urlView lending program and applyturn219474search0

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• 

Aloha Capital

(Direct lender)

• Offers hard money and bridge loans in Delaware.
• Fix-and-flip, BRRRR and fix-to-rent financing.
• Underwrites and funds loans using its own capital.
• Residential investment properties.

urlDelaware lending programturn219474search3

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Pimlico Capital

(Direct lender)

• Serves all three Delaware counties.
• Up to 90% of purchase price.
• Up to 100% of renovation costs.
• Loan sizes: $75,000–$3 million.
• Advertises closings in as little as 5–7 business days.
• 6–12 month bridge/fix-and-flip terms.

urlDelaware loan programsturn219474search8

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• 

Angle Financial and Business Services

• Based in Dover, Delaware.
• Fix-and-flip and residential rehabilitation financing.
• Advertises up to 100% financing on qualifying deals.
• Works with investors throughout Delaware.

Phone: 302-735-7526

urlWebsite and loan inquiryturn219474search5

2. National and regional lenders that fund Delaware deals

www.lendertracker.cominsulacapitalgroup.comeasystreetcap.compimlicocap.co

3. Additional financing sources worth contacting

• Capital Kings – Brokers fix-and-flip loans through a network of 400+ lenders. Advertises financing for purchase plus 100% of rehab, depending on borrower qualifications. urlWilmington lending pageturn219474search6.
• TBA Lending – Pennsylvania-based private lender serving Delaware, Pennsylvania, Maryland and New Jersey. Offers fix-and-flip financing.
• Peregrine Financial – Based in Middletown, Delaware, and advertises fix-and-flip and private money financing.

My recommendation

I would start by contacting these four:

1. DelREIA / Local Pro Funding
2. Pimlico Capital
3. Aloha Capital
4. Easy Street Capital

They have particularly relevant Delaware investment-property lending programs.

Let's narrow this down to the best lenders for your deals

I can help identify lenders that offer high leverage, fund renovation costs, and work with newer investors.

A few questions:

1. Which part of Delaware are you investing in?

• Wilmington / New Castle County
• Dover / Kent County
• Rehoboth / Sussex County
• Anywhere in Delaware

2. What type of financing are you looking for?

• 90–100% purchase price plus 100% rehab
• 80–90% purchase price plus rehab
• 100% of the entire project (purchase and renovation)
• Any hard money financing available

3. How much experience do you have?

• First fix-and-flip
• 1–3 completed flips
• 4+ completed flips

4. Typical purchase price?

• Under $150K
• $150K–$250K
• $250K–$400K
• $400K+

With those answers, I can put together a more targeted lender shortlist, including contact information, direct lenders versus brokers, financing terms, and lenders willing to work with first-time flippers.

One important note: Have each lender confirm Delaware eligibility, licensing, actual cash-to-close, points, rehab draw requirements and extension fees in writing before committing. Advertised maximum leverage isn't necessarily what a particular deal will qualify for.