Commercial real estate loans
Since Sep 24Updated Nov 2, 2026Based on 20 AI responses
Reviewed by Dimitry Apollonsky
AI summary
Battle Born Capital and NV Capital are an even split for commercial real estate loans; Battle Born Capital is recommended for investor bridge, land, construction, and trust deed financing.
Brands AI mentions
Also mentioned rarely: BridgeCo Financial, Capital Investors Direct, RCN Capital, BiggerPockets, Capstone Lending, Commercial Loans of Texas, Faundare Capital, Parkview Financial, Socotra Capital, Abel Commercial Funding, Adler Private Lending, All Things Commercial Capital, Angelo Christian Mortgage, Avanat Capital, Axelrad Capital, Black Mountain Capital, Bloomfield Capital, BridgeWell Capital, Brookview Financial, Brookview Commercial, C2R Capital, Capital Gurus, Caplli, Capwell Capital, Catalyst Funding, LLC, Ceasons Holdings, Chicago Rehab Loans, CID, Clear House Lending, CLEX Capital, Commercial Partners of Texas, CoreVest Finance, Crescent Lenders, Cressida Capital, Crexi, DAL Commercial Capital, Dansker Capital Group, Drawbridge Capital, Expedited Capital Funding, LLC, Expedited Financial Solutions LLC, First Financial Bank, Gelt Financial, GL&L Holdings, LLC, Great Jones Capital, HALL Structured Finance, Hard Money Company, Hard Money Lenders of Houston, High Tranche, Hill Creek Commercial Capital, Hopkins Financial, iFund International, Larry the Lender, Lendersa, LenderTracker, LendingStreet, Lendr, Lima One Capital, LoanGuys, LoopNet, Mortgage Bankers Association, Meetup, Miner Capital Funding, New Funding Resources, Noble Mortgage & Investments, October Lending LLC, Peach Tree Commercial Capital, Piedmont Capital Lending, Pinnacle Mortgage Company, Pinnacle Commercial Lending, Pinnacle Mortgage Corp., PMF Partners, Quick Lending, LLC, R&F Commercial Debt and Equity, Realty Capital-USA, Reonomy, Lib Properties, Sachem Lending, Scoutpass, Searchers Capital LLC, Stormfield Capital, Texas Hard Money, The Lending Commons, United Financial Insurance Group, Yieldi, Zeus Lending
| Mentioned in | ChatGPTChatGPT | Google AI ModeGoogle AI Mode |
|---|---|---|
| Avana Capital | 20% | 70% |
| Stokley Capital | 70% | 0% |
| Fairview Lending | 10% | 50% |
| Wilshire Quinn | 20% | 40% |
| Stratton Equities | 0% | 40% |
Questions and answers
ChatGPTOct 28, 2026
Absolutely. For a commercial real estate project, you'll want a hard money lender that specializes in commercial bridge loans, asset-based lending, and short-term real estate financing rather than a lender focused primarily on residential fix-and-flips.
Hard money loans can be useful for property acquisitions, renovations, distressed assets, construction or repositioning projects, and situations where a traditional bank is too slow or has restrictive underwriting requirements.
The best lender for you will depend on the property, the amount you need, your equity contribution, and how quickly you need to close.
Lenders worth contacting
Since your location appears to be in Northern Virginia, I've included both regional lenders serving the DC–Maryland–Virginia market and national commercial lenders. These are good starting points, but you'll need to confirm that each lender's current program fits your specific project.
1. Great Jones Capital
(Regional option)
Specializes in commercial bridge financing for acquisitions, repositioning, and construction-related projects.
- Loan size: Published commercial program of $1M–$10M
- Property types: Multifamily, office, retail, hospitality, mixed-use, and industrial
- Term: 3 months to 2 years
- Market: Virginia, Maryland, and Washington, DC
Best for a time-sensitive commercial project that needs flexible short-term financing.
Official website and loan details
2. Stokley Capital
Specializes in asset-based hard money loans for commercial and multifamily properties.
- Typical loan size: $1M–$5M
- Published guidelines: Up to 70% loan-to-value
- Term: 6–12 months
- Structure: First-lien, interest-only loans
Best if you have substantial property equity and need a direct private lender that evaluates the real estate and your exit strategy. Lending is available in most states, subject to restrictions.
3. Hill Creek Commercial Capital
Focuses on short-term commercial hard money and bridge financing nationwide.
- Published maximum loan size: Up to $50 million
- Property types: Multifamily, office, retail, industrial, and warehouse
- Uses: Acquisitions, refinancing, construction, and substantial rehabilitation
- Published indicative pricing: 9%–12% interest and 2–5 points, subject to confirmation
Best for larger projects or properties that need significant work. Verify the current rate sheet and Virginia availability directly.
4. RCN Capital
A nationwide private lender offering bridge, multifamily, new-construction, and other real estate investment financing.
- Best fit: Investment properties, multifamily, renovation, and certain commercial transactions
- Coverage: Nationwide, subject to program eligibility
Worth approaching if your project involves redevelopment, construction, or a multifamily property. Confirm whether its specific commercial loan program fits your asset class.
5. Brookview Commercial
A direct private lender focused on complex commercial bridge loans, value-add assets, and properties in transition.
- Loan size: $2M–$50M
- Term: Typically 1–3 years
- Property types: Multifamily, hospitality, industrial, office, retail, and self-storage
- Uses: Acquisition, refinance, recapitalization, and renovation
Best for larger transactions, especially when a property is not yet stabilized.
A local alternative
If you'd prefer to start with someone nearby, Abel Commercial Funding, LLC in Rockville, Maryland, is another candidate to contact about commercial hard money and bridge financing. Call 301-200-9801 and ask specifically about your property type, loan size, and whether they fund directly or arrange capital through other lenders.
How I'd narrow this down
For a project in Northern Virginia or the broader DMV area, I'd contact Great Jones Capital first for regional commercial hard money financing, then Stokley Capital for a first-lien, asset-based loan. Great Jones publishes a regional program covering commercial acquisitions and development, while Stokley typically targets $1M–$5M loans.
Before you approach lenders, compare these items:
- Interest rate and origination points
- Maximum loan-to-value (LTV) and loan-to-cost (LTC)
- Extension options and extension fees
- Prepayment penalties and minimum interest periods
- Personal guarantees and recourse
- Construction draw requirements, if applicable
- Your exit strategy: refinance, sale, or stabilization
Let me find the best matches for your deal
I can narrow the list to lenders whose published criteria fit your project. What type of commercial property are you financing?
1. Property type
Multifamily / apartments
Retail / shopping center
Office building
Industrial / warehouse
Mixed-use property
Land / ground-up development
Hotel / specialty property
Other commercial property
2. Loan amount needed
Under $500,000
$500,000–$1 million
$1 million–$3 million
$3 million–$10 million
$10 million or more
3. What will the loan fund?
Property purchase
Refinance existing debt
Renovation / repositioning
Construction / development
Cash-out against existing equity
4. Where is the property?
[Input placeholder: City, state, or metro area] (Current value unavailable.)
5. When do you need to close?
Within 7 days
Within 30 days
30–60 days
Flexible timeline
6. Is the property owner-occupied?
No — investment property
Yes — my business occupies it
[Find matching lenders]
Once I have these details, I can prioritize the lenders most likely to fit your project rather than give you a generic list.
Sources cited in this answer6
- greatjonescap.comBridge Loan Program — Great Jones Capital - DC Hard Money Lender, Bridge Loans, Mezzanine Loans
- stokleycapital.comStokley Capital | First-Position Hard Money & Bridge Loans
- hillcreekcommercialcapital.comHill Creek Capital: Fast Commercial Bridge Loans
- rcncapital.comRCN Capital | Direct Financing for Real Estate Investments
- brookviewfinancial.comCommercial Bridge Loans - Brookview Financial
- stokleycapital.comCommercial Hard Money Loans Nationwide | Stokley Capital
Google AI ModeOct 28, 2026
Finding a commercial hard money lender requires matching your project's specific needs with a lender's asset-based criteria, geographic footprint, and loan size. Current commercial hard money interest rates generally range from 9% to 14%, with loan-to-value (LTV) ratios typically capped between 60% and 75%.
Prominent nationwide lenders specializing in commercial and investment real estate include:
- Stratton Equities — A nationwide direct private money lender offering asset-based commercial, mixed-use, and multi-family loans up to 75% LTV with flexible credit requirements and fast turnarounds.
- Wilshire Quinn Capital — A direct nationwide commercial hard money lender specializing in fast closings (5 to 7 days) for loans ranging from $500,000 to $20,000,000 on first-lien positions.
- Avana Capital — Specializes in commercial bridge and private credit financing for structured value-add or commercial asset classes.
To help narrow down the best lender and terms for your project, please share:
- The property type (e.g., multifamily, retail, industrial, mixed-use)
- The location (state and metro area)
- The estimated loan amount and target LTV
ChatGPTNov 2, 2026
If you're looking for hard money lenders specializing in commercial real estate (CRE), I would focus on private lenders and commercial bridge lenders rather than traditional residential hard money companies.
These lenders commonly finance commercial acquisitions, multifamily properties, industrial buildings, retail centers, land development, construction, and value-add projects.
Since Odessa and Midland are in West Texas, I've included regional options as well as nationwide lenders.
1. Commercial hard money lenders to contact
1. BridgeCo Financial
(Commercial-focused)
- Texas-based direct private lender.
- Loan amounts: $500,000–$10 million.
- Retail, industrial, multifamily, hospitality, office, self-storage and land.
- Acquisition, refinancing and rehabilitation.
Website:
2. Capstone Capital Partners
(Commercial-focused)
- Texas commercial bridge lending.
- Advertised loan amounts: $100,000–$2 million.
- Land, multifamily, industrial and mixed-use.
- Advertises funding as quickly as seven days in qualifying situations.
Website:
3. Bloomfield Capital
- Commercial bridge loans and equity investments.
- Multifamily and other commercial properties.
- Nationwide lending.
- Particularly worth investigating for larger commercial transactions.
Website:
realestatebench.comcapitalconnect.com
4. Parkview Financial
- Private commercial real estate lender.
- Short-term bridge and construction financing.
- Senior-secured commercial loans.
- Worth approaching for transitional and development projects.
Website:
5. HALL Structured Finance
- Commercial real estate construction financing.
- Hotel, multifamily and other commercial developments.
- Nationwide lending.
Website:
realestatebench.comcapitalconnect.com
2. Texas and West Texas lending contacts
These are additional companies worth investigating if your projects are in Texas.
Company Contact / focus Pinnacle Commercial Lending Lubbock; West Texas commercial bridge lending. Hard Money Lenders Midland TX Midland; ask specifically about commercial property financing. Bridge Commercial Capital (214) 764-5758; commercial bridge lending in Texas and neighboring states. Ceasons Holdings (469) 233-0450; Texas private real estate lending. Sources:
3. Websites where you can find hundreds of private lenders
These directories are particularly useful because you can find lenders based on property type, loan size, geography and financing strategy.
- Capital Connect – Directory of hundreds of hard money and private lenders.
- Real Estate Bench – Specifically identifies commercial bridge and hard money lenders.
- Lendr – Private money lender directory.
- High Tranche – Commercial real estate lender directory.
4. What to look for when approaching lenders
For commercial projects, I would specifically search for lenders offering:
- Commercial hard money loans.
- Commercial bridge loans.
- Asset-based commercial financing.
- Ground-up construction financing.
- Land acquisition and development loans.
- Commercial renovation and repositioning loans.
One important distinction: Many companies advertising hard money loans primarily finance single-family flips. You want lenders that explicitly accept commercial collateral.
5. Let me narrow this down to the right lenders
I can help identify lenders that actually specialize in the type of commercial deals you're pursuing.
What type of commercial real estate projects are you looking to finance?
1. Property or project type
Select all that apply.
2. Typical loan amount
3. Where are the projects located?
4. What kind of lender do you prefer?
Direct lenders only (their own money)
Private money funds and debt funds
Both direct lenders and commercial loan brokers
[Find matching lenders]
I can use those details to put together a more targeted list of commercial hard money lenders, including direct lender contact information and companies that may finance larger projects.
Sources cited in this answer14
- bridgecofinancial.comBridgeCo Financial
- capstonelending.comTrusted Fix & Flip Hard Money Lenders in Texas | Capstone
- bloomfieldcapital.comBloomfield Capital
- realestatebench.comBridge & hard money (commercial)
- capitalconnect.comCapital Connect | Hard Money Lender Directory
- parkviewfinancial.comParkview Financial
- directlendermatch.comCommercial Hard-Money / Private-Money Bridge Loan | DirectLenderMatch
- hallstructuredfinance.comHALL Structured Finance
- google.comPinnacle Commercial Lending
- google.comHard Money Lenders Midland TX
- google.comBridge Commercial Capital, LLC
- google.comCeasons Holdings - Hard Money Lenders
- joinlendr.comLendr
- hightranche.comHigh Tranche
Google AI ModeNov 2, 2026
Finding reliable hard money (or private credit) lenders for commercial real estate requires looking
past residential fix-and-flip specialiststoward firms equipped for larger, asset-based commercial transactions. Commercial hard money typically features closing speeds of 5 to 14 days, interest rates ranging from 9% to 14%, and loan-to-value (LTV) ratios between 60% and 80%.Where to Search and Find Commercial Hard Money Lenders
- Dedicated National Private Lenders
- Direct nationwide private lenders specialize explicitly in non-owner-occupied commercial, mixed-use, and multifamily properties without relying on rigid traditional bank underwriting.
- Examples include firms like Stratton Equities (which provides nationwide private money and commercial hard money programs) and Avana Capital (which highlights commercial-focused private credit and bridge financing).
- Commercial Real Estate Marketplaces & Directories
- Scoutpass / Reonomy / Crexi: Use property intelligence and commercial listing databases to see past debt transactions and identify active private lenders on specific property classes (industrial, retail, office, multi-family).
- Broker Networks: Platforms like LenderStreet or working with a dedicated commercial mortgage broker can immediately match your specific project parameters to active regional or national private balance-sheet lenders.
- Local and Regional Real Estate Investor (REI) Associations
- Local meetups and regional meet-groups (often found via Meetup or local Facebook/LinkedIn investor groups) frequently feature direct, relationship-driven local private lenders who fund commercial deals in specific geographic footprints. Local lenders are often more flexible and knowledgeable about specific neighborhood valuations.
- Mortgage Bankers Association & Private Capital Directories
- Review listings through industry resources like the Mortgage Bankers Association for insights into active commercial bridge and debt fund providers currently deploying capital in the 2026 market cycle.
If you can share:
- The property type (multifamily, retail, industrial, mixed-use, etc.)
- The geographic location (state/city)
- The estimated loan amount and target LTV
I can help narrow down specific lender types or channels tailored to your project size.
Las Vegas housing market is moving fast, who's the best hard money lender in Nevada?
Summary
Battle Born Capital is the usual answer for hard money lending in Nevada’s fast-moving housing market, with investor financing that includes bridge, land, and construction loans.
Also asked as
- I'm looking for financing for a commercial property. Are there hard money lenders who handle these types of deals?
