What AI says about Rate

Since Jul 5Updated Oct 27, 2026Based on 14,722 AI responsesReviewed by

How we measure

AI summary

Rate is a mortgage and loan marketplace that helps users find, apply for, and secure home loans, auto loans, personal loans, and student loans.

RateThis page<1%

Products

Mentioned in

<1%

of AI answers about Rate and its rivals

Mentioned in

  1. #1tiedU.S. BankMentioned in 39%Avg. position 3.6
  2. #1tiedNavy Federal Credit UnionMentioned in 37%Avg. position 5.2
  3. #3tiedRocket MortgageMentioned in 34%Avg. position 4.8
  4. #3tiedBank of AmericaMentioned in 32%Avg. position 3.9
  5. #5tiedPNC BankMentioned in 20%Avg. position 4.7
  6. #5tiedFifth Third BankMentioned in 20%Avg. position 4.9
  7. #5tiedPenFed Credit UnionMentioned in 18%Avg. position 5.8
  8. #5tiedBetterMentioned in 17%Avg. position 5.4
  9. #9tiedBankrateMentioned in 16%Avg. position 3.7
  10. #9tiedThird Federal Savings & LoanMentioned in 15%Avg. position 6.9
  11. #9tiedFigureMentioned in 14%Avg. position 6.2
  12. #9tiedRenoFiMentioned in 14%Avg. position 7.2
  13. #9tiedConnexus Credit UnionMentioned in 14%Avg. position 7.1
  14. #14tiedChaseMentioned in 12%Avg. position 4.3
  15. #27tiedRateMentioned in 3%Avg. position 5.9

Topics where AI mentions Rate

TopicMentioned in · on this topic

How AI describes Rate

Common descriptions

crypto-friendly · shops over 100 providers · best for low fees · competitive pricing · fast closings

Tone of AI’s statements about Rate

  • Positive69%
  • Neutral27%
  • Mixed2%
  • Negative2%

Question: As a landlord refinancing an investment property, which lenders offer the best rates and conditions for non-owner-occupied mortgages?

Google AI ModeOct 26, 2026

CrossCountry Mortgage & Guaranteed Rate — Frequently rated by Money as top overall conventional lenders

Google AI ModeSep 11, 2026

Guaranteed Rate (Rate) : Frequently competitive on pricing and turnaround across non-owner-occupied products.

Google AI ModeAsk Google AI Mode yourself (opens in a new tab)ChatGPTAsk ChatGPT yourself (opens in a new tab)

Question: I want to switch from a variable rate mortgage to a fixed rate. Who offers the best refinancing rates for self-employed individuals?

ChatGPTSep 13, 2026

Rocket Mortgage, Bank of America, Better, Rate and local credit unions.

ChatGPTAsk ChatGPT yourself (opens in a new tab)Google AI ModeAsk Google AI Mode yourself (opens in a new tab)

How prominently AI mentions Rate

Position in answers

  • Named first7%
  • 2nd or 3rd43%
  • Later50%

Each engine’s share of its own answers across Rate’s markets

  • ChatGPT<1%
  • Google AI Mode1%

Other brands in Hard Money Lending Services

Sources AI cites

rate.com 12%Other sites 88%

The page AI cites most for Rate