Data as of Sep 29, 2026 · Based on 1,311 AI responses · See how Parse measures this
RateFi is a cryptocurrency mortgage product that lets borrowers use select cryptocurrencies and USD-backed stablecoins to qualify for a mortgage without liquidating assets or surrendering custody, as assets remain with the borrower in approved custodial wallets. These assets can supplement traditional income and serve as reserves for qualification, and RateFi supports purchases, rate-and-term refinances, and cash-out for primary residences, second homes, and investment properties, with down payments and closing costs paid in US dollars. Availability varies by state and borrower qualifications; not all digital assets are eligible and program details may change.
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of AI answers about RateFi and its rivals. Week of Sep 21
“RateFi lets qualifying borrowers use cryptocurrency as an asset/reserve for mortgage qualification without liquidating it.”
“RateFi (Guaranteed Rate) : Specializes in using cryptocurrency as an asset for qualification and potentially for down payments.”
AI mentioned RateFi in 0% of answers about RateFi and its rivals in the week of Sep 21.
RateFi is a product of Rate.
Excerpts where RateFi appeared in the AI's answer
RateFi lets qualifying borrowers use cryptocurrency as an asset/reserve for mortgage qualification without liquidating it.
RateFi (Guaranteed Rate) : Specializes in using cryptocurrency as an asset for qualification and potentially for down payments.
