Data as of Aug 25, 2026 · Based on 3,181,687 AI responses across 10,525 prompts · See how Parse measures this
Rate.com is an online mortgage lender that offers home buying, refinancing, and home equity loans with a 5-minute pre-approval process. The company has helped secure over $30 billion in loans and is rated 4.9 stars from more than 43,000 reviews.
Parse Score
#38 of 63 in Home Equity Loan & HELOC Options
Words AI uses
AI reaches for competitive · crypto-friendly · best for low fees when it describes Rate.
Sources
forbes.com shapes more of what AI says about Rate than any other source, at 13% of its citations.
nerdwallet.com · rate.com · bankrate.com · reddit.com
The market map
Home Equity Loan & HELOC Options →Excerpts where Rate appeared in the AI's answer

RateFi (Guaranteed Rate): Offers asset-qualification products where your cryptocurrency can be utilized

Rate has introduced products that recognize cryptocurrency holdings for qualification under certain non-QM programs.
Excerpts where Rate appeared in the AI's answer

Rate (Guaranteed Rate): Frequently scores high for overall refinancing experiences