What AI says about Rate
Since Jul 5Updated Oct 27, 2026Based on 14,722 AI responses
Reviewed by Dimitry Apollonsky
AI summary
Rate is a mortgage and loan marketplace that helps users find, apply for, and secure home loans, auto loans, personal loans, and student loans.
Products
- RateFi<1%
<1%
of AI answers about Rate and its rivals
The market map
Home Equity Loan & HELOC OptionsMentioned in
- #1tiedU.S. BankMentioned in 39%Avg. position 3.6
- #1tiedNavy Federal Credit UnionMentioned in 37%Avg. position 5.2
- #3tiedRocket MortgageMentioned in 34%Avg. position 4.8
- #3tiedBank of AmericaMentioned in 32%Avg. position 3.9
- #5tiedPNC BankMentioned in 20%Avg. position 4.7
- #5tiedFifth Third BankMentioned in 20%Avg. position 4.9
- #5tiedPenFed Credit UnionMentioned in 18%Avg. position 5.8
- #5tiedBetterMentioned in 17%Avg. position 5.4
- #9tiedBankrateMentioned in 16%Avg. position 3.7
- #9tiedThird Federal Savings & LoanMentioned in 15%Avg. position 6.9
- #9tiedFigureMentioned in 14%Avg. position 6.2
- #9tiedRenoFiMentioned in 14%Avg. position 7.2
- #9tiedConnexus Credit UnionMentioned in 14%Avg. position 7.1
- #14tiedChaseMentioned in 12%Avg. position 4.3
- #27tiedRateMentioned in 3%Avg. position 5.9
Where Rate ranks in AI
- Home Equity Loan & HELOC OptionsAI picks U.S. Bank and 1 more about as often39%#27 of 317tied · 3%
- Mortgage Loans & Lender ComparisonAI picks Rocket Mortgage most65%#9 of 180tied · 14%
- Mortgage and Auto Loan ProductsAI picks PenFed Credit Union most53%#42 of 341tied · 2%
- First-Time Homebuyer Mortgage LoansAI picks Fannie Mae HomeReady and 2 more about as often38%#54 of 144tied · 1%
- Insurance Quote Comparison ToolsAI picks The Zebra and 2 more about as often49%#68 of 382tied · <1%
- Hard Money Lending ServicesAI picks Kiavi and 2 more about as often35%#596 of 1796tied · <1%
Topics where AI mentions Rate
- HELOC or home equity loan for major home renovationHome Equity Loan & HELOC Options4%Rank #21tied#21tied
- AI picks mostMentioned in
- As a buyer in a competitive market, which lender offers the strongest pre-approval process and fast closing times to win offers?on this questionAI picks Rocket Mortgage most28%
Excerpts where Rate appeared in the AI's answer
Google AI ModeOct 20, 2026, Google AI Mode Rate (formerly Guaranteed Rate) : Known for combining low competitive rates with a swift digital mortgage experience.
Google AI ModeAug 27, 2026, Google AI Mode Rate (Guaranteed Rate): Renowned for early tech adoption and aggressive turnaround times, offering quick digital pre-approvals and efficient closing execution.
- AI picks mostMentioned in
- I want to switch from a variable rate mortgage to a fixed rate. Who offers the best refinancing rates for self-employed individuals?on this questionAI picks Rocket Mortgage and 1 more about as often10%
Excerpts where Rate appeared in the AI's answer
ChatGPTSep 13, 2026, ChatGPT Rocket Mortgage, Bank of America, Better, Rate and local credit unions.
- AI picks mostMentioned in
- As a landlord refinancing an investment property, which lenders offer the best rates and conditions for non-owner-occupied mortgages?on this questionAI picks Rocket Mortgage most14%
Excerpts where Rate appeared in the AI's answer
Google AI ModeOct 26, 2026, Google AI Mode CrossCountry Mortgage & Guaranteed Rate — Frequently rated by Money as top overall conventional lenders
Google AI ModeSep 11, 2026, Google AI Mode Guaranteed Rate (Rate) : Frequently competitive on pricing and turnaround across non-owner-occupied products.
- Mortgage lending with alternative credit dataMortgage Loans & Lender Comparison7%Rank #17tied#17tied
- AI picks mostMentioned in
- I am looking for a mortgage lender that accepts cryptocurrency for down payments and does not view it as "unseasoned funds".on this questionAI picks Milo most34%
Excerpts where Rate appeared in the AI's answer
Google AI ModeAug 7, 2026, Google AI Mode RateFi (Guaranteed Rate): Offers asset-qualification products where your cryptocurrency can be utilized
Google AI ModeJul 30, 2026, Google AI Mode Guaranteed Rate (RateFI): Offers "RateFI" which accepts cryptocurrency and stablecoins held in approved custodial wallets for mortgage qualification.
- For a homeowner with good credit, does it make sense to refinance from a 30-year to a 15-year mortgage now, and which lenders are most competitive?on this questionAI picks Rocket Mortgage most9%
Excerpts where Rate appeared in the AI's answer
Google AI ModeSep 15, 2026, Google AI Mode Rate : Recognized for streamlined technology and efficient closing times.
Google AI ModeSep 11, 2026, Google AI Mode Rate: Noted for streamlined digital applications and fast closing times.
- Where can I refinance my mortgage to get the lowest possible rate right now?on this questionAI picks Navy Federal Credit Union most5%
Excerpts where Rate appeared in the AI's answer
ChatGPTJul 27, 2026, ChatGPT Rate Mortgage — Offers personalized quotes and is often competitive for borrowers with strong credit.
ChatGPTJul 23, 2026, ChatGPT Rate (formerly Guaranteed Rate) – Frequently competitive and known for fast closings.
How AI describes Rate
Common descriptions
crypto-friendly · shops over 100 providers · best for low fees · competitive pricing · fast closings
Tone of AI’s statements about Rate
- Positive69%
- Neutral27%
- Mixed2%
- Negative2%
How prominently AI mentions Rate
Position in answers
- Named first7%
- 2nd or 3rd43%
- Later50%
Each engine’s share of its own answers across Rate’s markets
- ChatGPT<1%
- Google AI Mode1%
Other brands in Hard Money Lending Services
Sources AI cites
rate.com 12%Other sites 88%
- Your site12%
- Apply for a mortgage, home equity loan or refinance | Rate (opens in a new tab) · 5%
- Can You Use Crypto To Qualify For A Mortgage? (opens in a new tab) · 3%
- Win the bid and close faster with Same Day Mortgage. (opens in a new tab) · 1%
- Veteran and VA Home Loans | Get Pre-qualified now! (opens in a new tab) · 1%
- Investopedia Welcome | Rate (opens in a new tab) · <1%
- VA home loan benefits & guidelines | VA Mortgage - Guaranteed Rate (opens in a new tab) · <1%
- RateFI: Use Your Crypto To Qualify For A Mortgage (opens in a new tab) · <1%
- Best First-Time Homebuyer Loans and Programs | Rate (opens in a new tab) · <1%
- 2026 HELOC and Home Equity Loan Requirements (opens in a new tab) · <1%
- How can I beat all-cash offers when buying a home? (opens in a new tab) · <1%
- 11%
- Best Mortgage Refinance Lenders Of 2026 – Forbes Advisor (opens in a new tab) · 4%
- Best Mortgage Lenders For Self-Employed – Forbes Advisor (opens in a new tab) · 2%
- Best Mortgage Lenders of 2026: Compare Top Companies (opens in a new tab) · 1%
- Best VA Loan Lenders Of 2025 – Forbes Advisor (opens in a new tab) · 1%
- Best Mortgage Lenders Of 2026: Our Top Picks – Forbes Advisor (opens in a new tab) · <1%
- Current Mortgage Refinance Rates: Compare Today’s APRs – Forbes Advisor (opens in a new tab) · <1%
- Best Mortgage Refinance Lenders: Our Top Picks – Forbes Advisor (opens in a new tab) · <1%
- Current Mortgage Refinance Rates: Compare Today’s APRs – Forbes Advisor (opens in a new tab) · <1%
- Here Are Today’s Mortgage Refinance Rates: September 8, 2026 – Rates Climb – Forbes Advisor (opens in a new tab) · <1%
- 9%
- Best Adjustable-Rate Mortgage Lenders of 2026 - NerdWallet (opens in a new tab) · 2%
- Best VA Loan Lenders of September 2026 - NerdWallet (opens in a new tab) · 2%
- Best Adjustable-Rate Mortgage Lenders of 2026 - NerdWallet (opens in a new tab) · 1%
- Best Mortgage Refinance Lenders of June 2026 - NerdWallet (opens in a new tab) · 1%
- Adjustable-Rate Mortgage: How an ARM Works, Who It’s For - NerdWallet (opens in a new tab) · 1%
- Adjustable Rate Mortgage: How an ARM Works, Who It’s For - NerdWallet (opens in a new tab) · <1%
- Best VA Loan Lenders of March 2026 - NerdWallet (opens in a new tab) · <1%
- Best Home Equity Loan Lenders of October 2026 - NerdWallet (opens in a new tab) · <1%
- Compare Today's Mortgage Interest Rates - NerdWallet | Friday, September 25, 2026 (opens in a new tab) · <1%
- Compare Second Home Mortgage Rates - NerdWallet (opens in a new tab) · <1%
- 6%
- Best HELOC Lenders In October 2026 | Bankrate (opens in a new tab) · 1%
- Best Mortgage Refinance Lenders in 2026 | Bankrate (opens in a new tab) · 1%
- What Is a Home Equity Loan and How Do You Get One? | Bankrate (opens in a new tab) · <1%
- Best Lenders For First-Time Homebuyers In 2026 | Bankrate (opens in a new tab) · <1%
- Best VA Mortgage Lenders In 2026 | Bankrate (opens in a new tab) · <1%
- How To Get The Best Refinance Rate | Bankrate (opens in a new tab) · <1%
- Current Investment Property Rates | Bankrate (opens in a new tab) · <1%
- Current Mortgage Rates: Compare Today's Rates | Bankrate (opens in a new tab) · <1%
- Pros And Cons Of An Adjustable-Rate Mortgage (ARM) | Bankrate (opens in a new tab) · <1%
- Compare Current VA Loan Rates Today | Bankrate (opens in a new tab) · <1%
- 6%
- Fully underwritten pre-approval vs. shopping lenders - Reddit (opens in a new tab) · 1%
- Don’t Rely on APR for ARM loans when shopping for a home loan. (opens in a new tab) · <1%
- Best HELOC Lenders - Update (opens in a new tab) · <1%
- Investment Property Mortgage Reality Check (opens in a new tab) · <1%
- Current mortgage in the high 6%s or 7%s? Get a no cost refi now! (opens in a new tab) · <1%
- Best Bank to Pull a HELOC on my home? (opens in a new tab) · <1%
- Where are people going for good refinancing rates? Current rate is 7.5% (opens in a new tab) · <1%
- What rates are better HELOC vs home equity loan. and what are the best rates you’ve seen recently? (opens in a new tab) · <1%
- Best refinance company for Mortgage? (opens in a new tab) · <1%
- looking for the best mortgage lenders 2026, who actually makes it easy and not stressful? (opens in a new tab) · <1%
- 4%
- The best VA loan lenders of September 2026 (opens in a new tab) · 3%
- Mortgage and refinance interest rates today, Monday, September 14, ... (opens in a new tab) · <1%
- Mortgage lenders with the best rates this week, March 9, 2026: Rising oil prices push mortgage rates back up (opens in a new tab) · <1%
- Best mortgage lenders of October 2026 (opens in a new tab) · <1%
- 4%
- Should I Refinance My Mortgage? (opens in a new tab) · 1%
- Current Home Equity Loan Rates for October 2026 (opens in a new tab) · 1%
- Best Mortgage Lenders of October 2026 (opens in a new tab) · <1%
- Today's Mortgage Rates, March 20, 2026: 30-Year Rates Drop to 6.32% (opens in a new tab) · <1%
- Mortgage Rates Today, June 25, 2026: 30-Year Rates Climb to 6.60% (opens in a new tab) · <1%
- Mortgage Rates Today, June 30, 2026: 30-Year Rates Fall to 6.52% (opens in a new tab) · <1%
- Mortgage Rates Today, August 3, 2026: 30-Year Rates Rise to 6.78% (opens in a new tab) · <1%
- 3%
- The Best VA Loan Lenders of October 2026 (opens in a new tab) · 1%
- Adjustable-Rate Mortgages (ARM): Pros and Cons (opens in a new tab) · <1%
- Best Investment Property Lenders of October 2026 (opens in a new tab) · <1%
- Best Mortgage Lenders of October 2026 (opens in a new tab) · <1%
- Best Mortgage Lenders With Low Fees in 2026 (opens in a new tab) · <1%
- Best Online Mortgage Lenders of 2026 (opens in a new tab) · <1%
- 3%
- What are rate caps with an adjustable-rate mortgage (ARM), and how do they work? | Consumer Financial Protection Bureau (opens in a new tab) · 1%
- For an adjustable-rate mortgage (ARM), what are the index and margin, and how do they work? | Consumer Financial Protection Bureau (opens in a new tab) · 1%
- If I am considering an adjustable-rate mortgage (ARM), what should I look out for in the fine print? | Consumer Financial Protection Bureau (opens in a new tab) · <1%
The page AI cites most for Rate

