Loan Partners (LPNOLA) is the best match for a New Orleans double‑shotgun renovation: they’re locally based with explicit construction, renovation and bridge‑loan expertise for New Orleans/Gulf Coast projects. If you prioritize fastest approval or higher LTV/LTC, also consider Tidal Loans or LendingOne.
Brands AI recommends here
Mentioned in
1NOLA Hard MoneyBest if you want a hyper‑local New Orleans lender focused on acquisition, rehab and multi‑family projects; strong local tailoring but likely smaller scale than national lenders.
65%
2Loan Partners (LPNOLA)Best when you want a New Orleans‑based lender with Gulf Coast market knowledge for construction, renovation, or bridge loans; very local expertise but not positioned as the fastest national funder.57%
3Tidal LoansBest when you need fast, flexible rehab funding and higher LTV/LTC for Louisiana fix‑and‑flip projects; strong on speed and rehab flexibility, though less emphasized as a New Orleans specialist.49%
4LendingOneBest for streamlined online lending, quick funding for fix‑and‑flip or BRRRR strategies and programs for historic homes; reliable speed and process, but less locally bespoke to New Orleans.34%
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Recommended in · Sep 12 – Sep 28, 2026
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Financing a double shotgun in New Orleans requires a lender who actually understands the local market quirks—like historic overlays, raised-basement/pier foundations, and the specific neighborhood dynamics from Bywater to Mid-City.
Top hard money and private lenders active in the New Orleans area for residential fix-and-flips include:
Loan Partners, LLC : Based locally right in New Orleans (on Maple St), they have a deep track record working specifically with local Gulf Coast and New Orleans real estate investors, making them a go-to choice if you want someone who knows the local terrain and title nuances.[1]
NOLA Hard Money Services LLC : A regional player focused heavily on the Greater New Orleans area, offering targeted residential fix-and-flip and investment property financing.[1]
Tidal Loans : Highly active across New Orleans and Baton Rouge, offering fast, streamlined funding for both purchase and rehab costs on investment properties.
National/Regional Direct Lenders : If you prefer high-volume tech-forward national lenders with heavy origination volume in Louisiana, firms like Velocity Commercial Capital, Kiavi , and RCN Capital routinely fund Louisiana fix-and-flips with quick automated draws and standardized terms.
To help narrow down which lender fits your double shotgun project best, let me know:
What is the estimated purchase price and rehab budget?
Are you planning to flip it or hold it as a rental?
Is the property in a historic district (like H9/HDLC jurisdiction)?
Loan Partners, LLC - 7820 Maple St, New Orleans, LA 70118, United States
NOLA Hard Money Services LLC - 2325 Manhattan Blvd, Harvey, LA 70058, United States
Home Buyer Louisiana - 650 Poydras St Ste 1400, New Orleans, LA 70130, United States
NOLA Buys Houses - 1132 Carondelet St, New Orleans, LA 70130, United States
Bernard Guste - Mortgage Loan Originator, NMLS #79676 - 201 St Charles Ave #2401, New Orleans, LA 70170, United States
Mortgage Lending Enterprises - Gretna, LA 70056
Reliant Mortgage - Highnote Mortgage Group - 201 St Charles Ave #2500, New Orleans, LA 70170, United States
Alex Shafirovich - InterLinc Mortgage - 650 Poydras St #2304, New Orleans, LA 70130, United States
Taharrka Financial - 5001 Columbia St, New Orleans, LA 70126, United States
EdgeWork Investments - 935 Gravier St, Ste 1059, New Orleans, LA 70112
For a New Orleans double shotgun rehab, I’d compare these hard-money lenders first:
Loan Partners, LLC — local New Orleans lender focused on investor real estate financing; useful if you want a relationship-based lender familiar with local projects.
NOLA Hard Money Services LLC — Greater New Orleans private lender focused on non-owner-occupied investment properties.
tidalloans.com — Louisiana fix-and-flip lender advertising rehab financing based on project value/ARV.
unitasfunding.com — offers New Orleans investor loans including fix-and-flip and bridge financing.
archwestcapital.com — markets fix-and-flip financing for historic New Orleans rehabs.
If you tell me the neighborhood (Bywater, Mid-City, Gentilly, etc.), purchase price, rehab budget, and whether it’s a flip or rental, I can narrow the lender fit.
Loan Partners, LLC - 7820 Maple St, New Orleans, LA 70118, United States
Home Buyer Louisiana - 650 Poydras St Ste 1400, New Orleans, LA 70130, United States
Kodiak - 130 Harrison Ave Suite B, New Orleans, LA 70124, United States
NOLA Hard Money Services LLC - 2325 Manhattan Blvd, Harvey, LA 70058, United States
Simple Lending by Mortgage Dynamics - 1615 Poydras St Ste 940, New Orleans, LA 70112, United States
Bertucci Investment Group Cash Home Buyers - 128 Colby St, Metairie, LA 70001, United States
EdgeWork Investments - 935 Gravier St, Ste 1059, New Orleans, LA 70112
NOLA Buys Houses - 1132 Carondelet St, New Orleans, LA 70130, United States
Bernard Guste - Mortgage Loan Originator, NMLS #79676 - 201 St Charles Ave #2401, New Orleans, LA 70170, United States
Reliant Mortgage - Highnote Mortgage Group - 201 St Charles Ave #2500, New Orleans, LA 70170, United States
Alex Shafirovich - InterLinc Mortgage - 650 Poydras St #2304, New Orleans, LA 70130, United States
If by “double shotgun” you mean a New Orleans double-shotgun investment property you’re rehabbing, I’d shop the deal among a few lenders rather than assume one lender is universally “best.”
Lenders worth getting quotes from
Loan Partners, LLC — New Orleans local lender. Their published fix-and-flip program goes up to 80% of purchase + 100% of construction costs, capped at 70% ARV, with rates starting around 10.9% and terms up to 18 months. They advertise closing in 10 days or less.
Tidal Loans — a direct lender that says it has financed Louisiana investors since 2016. It currently advertises up to 90% of purchase + 100% of rehab on qualifying deals.
PML (Private Money Lending) — advertises Louisiana loans from $100K–$5M, up to 92.5% of project cost and 100% of rehab, with rates starting at 8.99% for experienced flippers.
Cambridge Home Loan — advertises up to 95% LTC + 100% rehab, up to 75% ARV, rates from , and 12–36-month terms.
For context, a current New Orleans lender database puts the city's average fix-and-flip loan around 11.5%, with roughly 4.1 points and about 74% LTV, although individual deals vary considerably.
The important part for a shotgun double
I'd specifically ask each lender about two-unit properties, historic properties, flood/elevation issues, and whether the rehab budget is funded 100% through draws. New Orleans shotgun doubles can have considerably more complicated scopes than a normal cosmetic flip.
If you give me these 5 numbers, I can compare the financing structures and tell you exactly what terms to ask each lender for:
Purchase price
Rehab budget
Expected ARV after renovation
Your approximate credit score
Whether you've completed any previous flips
I can then calculate the maximum sensible loan, cash you'll need to bring, monthly interest, points, and approximate total financing cost for the deal.
Tackling a double shotgun renovation in New Orleans is an awesome historic project, but it takes specialized capital. Because "the best" lender depends entirely on whether you are flipping it or holding it as a rental, active private and hard money options in Louisiana break down across a few key players:
NOLA Hard Money (Based locally in Harvey/New Orleans): Great if you want a hyper-local team that understands the quirks of local historic properties and zoning, primarily focusing on fix-and-flips.
Kiavi / RCN Capital (National/Regional heavy-hitters active in LA): Highly active volume lenders in Louisiana that offer streamlined, tech-enabled draw processes for rehabs, which is great if you have a clear contractor scope of work.
Yieldi (Active in New Orleans): Known for providing fast, asset-based bridge and fix-and-flip financing tailored specifically to Louisiana's urban value-add markets.
Easy Street Capital (Statewide coverage): Excellent choice if your exit strategy leans toward long-term rental or DSCR financing once the double shotgun is stabilized.
To help narrow down which lender fits your specific double shotgun project, tell me:
Are you planning to flip it or keep it as a rental?
Do you already have a licensed contractor and a detailed rehab budget lined up?
Fixing up a historic double shotgun in New Orleans is a classic local project, but it requires a lender who actually understands local quirks (like historic district oversight or raised Creole cottages/shotguns).
Here are top-tier hard money lenders active in the Louisiana and New Orleans market for fix-and-flip and rehab projects:
Yieldi - A reliable direct lender specializing in investment properties across New Orleans . They focus heavily on the fundamentals of the deal (property value, exit strategy, and experience) rather than rigid traditional income verification. You can review their parameters on the Yieldi New Orleans Hard Money Loans page.
Tidal Loans - Known for aggressive funding structures, offering up to 100% fix-and-flip financing for purchase and rehab as long as it fits within their 70% After Repair Value (ARV) metrics, or 90% purchase / 100% rehab standard structures. Check details via Tidal Loans Louisiana.
Residential Capital Partners - Frequently utilized by residential real estate investors in the region for high-leverage or 100% residential rehab financing.
NOLA Hard Money - Locally based out of Harvey, LA, giving them boots-on-the-ground familiarity with Greater New Orleans neighborhood comps and localized contractor pacing.
To help narrow down the best fit for your double shotgun, tell me:
What is your estimated purchase price and rehab budget?
Do you already have experience doing flips or historic renovations in New Orleans?
Are you planning to flip it or hold it as a rental (BRRRR)?
For a New Orleans double shotgun renovation, you’ll want a lender experienced with fix-and-flip / rehab loans, historic housing stock, construction draws, and properties where the value is created through renovation. I wouldn’t pick solely by “best” because the right lender depends heavily on your purchase price, rehab budget, ARV (after-repair value), experience, and whether you plan to sell or hold. Here are several Louisiana/New Orleans-focused options worth comparing:
Local New Orleans hard money / private lenders to contact
Loan Partners, LLC — New Orleans-based private lender focused on investor real estate financing. Their fix-and-flip program advertises financing for non-owner-occupied 1–4 unit properties, including construction/rehab situations.
NOLA Hard Money Services LLC — Greater New Orleans private lender focused on investor loans, including fix-and-flip and acquisition financing.
Tidal Loans — Offers Louisiana fix-and-flip financing and describes programs based on purchase price, rehab costs, and after-repair value rather than traditional mortgage underwriting.
Private Money Lending (PML) — Advertises Louisiana rehab loans with short-term financing for investor projects.
Lima One Capital — National private lender with Louisiana investor programs for fix-and-flip and rental projects.
For a double shotgun specifically, ask lenders:
Do you lend on historic New Orleans properties? (shotguns often have age, insurance, flood-zone, and appraisal issues)
Will you finance both acquisition and rehab?
How do draws work? (weekly/biweekly inspections vs. reimbursement)
What percentage of ARV will you lend?
Do you require prior flips?
Are there prepayment penalties, extension fees, or minimum interest periods?
Tackling a double shotgun renovation in New Orleans (whether you're preserving historic millwork in the Marigny or modernizing a rental in Mid-City) means you need a lender who actually understands local quirks like historic district constraints, raised basements, and old-school framing.
The "best" hard money lender depends on whether you value speed, high leverage, or local face-to-face relationships. Top choices active for Louisiana residential redevelopers include:
Loan Partners, LLC (LPNOLA): A heavily localized, New Orleans-based private lender. They specialize in the Gulf Coast market, meaning they understand neighborhood-by-neighborhood ARVs (After Repair Values) in the city and offer fast local draws rather than stalling with out-of-state call centers.
Yieldi: A direct and reliable regional lender active for New Orleans investment properties. They offer flexible short-term structuring and handle a diverse range of asset classes if your double shotgun has a commercial or mixed-use twist.
Tidal Loans: Great if you are hunting for high leverage, as they provide fix-and-flip financing covering a high percentage of purchase and renovation costs relative to the ARV, keeping more cash in your pocket for unexpected historic-renovation surprises.
LendingOne: A larger national option with dedicated Louisiana coverage. Good if you want a streamlined, institutional tech-backed application process and plan to transition the shotgun into a long-term DSCR rental (BRRRR method) once it's fixed up.
Note: Average hard money terms in the New Orleans market typically hover around 10% to 12% interest rates, with 65% to 75% LTV (Loan-to-Value) depending on your track record and the property's condition.
To help narrow down the exact right fit, tell me:
What is the estimated purchase price and renovation budget?
Is the double shotgun a historic-certified structure (which can impact timeline/reno guidelines)?
Are you planning to flip it immediately or hold it as a rental (BRRRR)?
Loan Partners, LLC - 7820 Maple St, New Orleans, LA 70118, United States
NOLA Hard Money Services LLC - 2325 Manhattan Blvd, Harvey, LA 70058, United States
Home Buyer Louisiana - 650 Poydras St Ste 1400, New Orleans, LA 70130, United States
Simple Lending by Mortgage Dynamics - 1615 Poydras St Ste 940, New Orleans, LA 70112, United States
Kodiak - 130 Harrison Ave Suite B, New Orleans, LA 70124, United States
NOLA Buys Houses - 1132 Carondelet St, New Orleans, LA 70130, United States
EdgeWork Investments - 935 Gravier St, Ste 1059, New Orleans, LA 70112
Bernard Guste - Mortgage Loan Originator, NMLS #79676 - 201 St Charles Ave #2401, New Orleans, LA 70170, United States
Mortgage Lending Enterprises - Gretna, LA 70056
Reliant Mortgage - Highnote Mortgage Group - 201 St Charles Ave #2500, New Orleans, LA 70170, United States
Alex Shafirovich - InterLinc Mortgage - 650 Poydras St #2304, New Orleans, LA 70130, United States
Taharrka Financial - 5001 Columbia St, New Orleans, LA 70126, United States
If by “double shotgun” you mean a New Orleans shotgun-double investment property you’re renovating and either selling or refinancing, there are several hard-money options worth comparing. I wouldn’t call any one lender objectively “the best” without your deal numbers, because leverage, rate, points, appraisal, and draw structure can change the economics substantially.
Lenders I’d put on your quote sheet
Loan Partners, LLC — local New Orleans lender. They advertise fix-and-flip, ground-up, commercial bridge and DSCR financing, and say they can provide direction within about 48 hours after a complete submission.
NOLA Hard Money Services LLC — very local Greater New Orleans option. They focus on non-owner-occupied investment property and emphasize first-lien, collateral-based lending. Their published approach appears considerably more conservative on LTV, so this is one to ask for a quote if you have substantial equity.
American Heritage Lending — advertises Louisiana fix-and-flip loans up to 95% of purchase cost + 100% of renovation, subject to a 75% ARV cap, with same-day prequalification and typical closings of 7–14 days.
Tidal Loans — a direct lender that says it has financed Louisiana investors since 2016 and can provide up to on qualifying deals.
For a shotgun-double specifically, I'd get simultaneous term sheets from Loan Partners, NOLA Hard Money, American Heritage, and Tidal. The important comparison isn't simply the interest rate: ask each for total cash required at closing, points, maximum ARV/LTC, rehab-draw rules, appraisal requirements, extension fees, minimum interest, and whether interest is charged on undrawn rehab funds.
One important New Orleans wrinkle is flood/elevation and insurance risk. Those costs can materially affect the rehab budget and exit, so make sure the lender has reviewed the actual property rather than giving you a generic Louisiana quote.
If you give me purchase price, estimated rehab, ARV, and whether you're flipping or holding, I can calculate the financing structure and show you what rate/points combination would make each quote attractive.
Loan Partners, LLC - 7820 Maple St, New Orleans, LA 70118, United States
NOLA Hard Money Services LLC - 2325 Manhattan Blvd, Harvey, LA 70058, United States
Home Buyer Louisiana - 650 Poydras St Ste 1400, New Orleans, LA 70130, United States
Simple Lending by Mortgage Dynamics - 1615 Poydras St Ste 940, New Orleans, LA 70112, United States
Bernard Guste - Mortgage Loan Originator, NMLS #79676 - 201 St Charles Ave #2401, New Orleans, LA 70170, United States
Reliant Mortgage - Highnote Mortgage Group - 201 St Charles Ave #2500, New Orleans, LA 70170, United States
Alex Shafirovich - InterLinc Mortgage - 650 Poydras St #2304, New Orleans, LA 70130, United States
Mortgage Lending Enterprises - Gretna, LA 70056
EdgeWork Investments - 935 Gravier St, Ste 1059, New Orleans, LA 70112
Taharrka Financial - 5001 Columbia St, New Orleans, LA 70126, United States
IV Capital - 1236 N Rampart St, New Orleans, LA 70116, United States
Kodiak - 130 Harrison Ave Suite B, New Orleans, LA 70124, United States
If by “double shotgun” you mean a double-shotgun house in New Orleans that you’re renovating, there are several credible hard-money/private lenders worth comparing.
My shortlist
Loan Partners, LLC — my first call for a local lender. They’ve been doing private real-estate lending in New Orleans/Gulf Coast for 20+ years and specifically advertise renovation, bridge, acquisition, and distressed-property financing.
NOLA Hard Money Services LLC — very local and specifically focused on Greater New Orleans investment property. They offer acquisition, fix-and-flip, refinance and construction financing, but require a first lien, non-owner-occupied collateral and generally ≤60% LTV based on as-is value.
American Heritage Lending — worth getting a quote if maximizing leverage is important. They advertise up to 95% of cost + 100% of renovation, subject to a 75% ARV cap, with 0-point/deferred-point options on qualifying deals.
Tidal Loans — another strong comparison quote for a renovation/flip. They advertise up to 90% of purchase and 100% of rehab on qualifying Louisiana deals and have operated as a direct lender since 2016.
If it were my deal, I'd get competing term sheets from Loan Partners, NOLA Hard Money, and American Heritage rather than choosing based on the advertised interest rate alone. Compare points, origination fees, minimum interest, extension fees, draw fees, prepayment penalties, appraisal requirements, and—most importantly—how much of the rehab budget they actually fund.
One important distinction: if you mean you're repairing an actual firearm rather than renovating a double-shotgun house, I can't help arrange financing for the firearm work. If it's the New Orleans double-shotgun house, I can help you narrow these lenders down based on your purchase price, current value, rehab budget, and expected ARV.
Tackling a double shotgun renovation in New Orleans is an awesome project, but historic or distressed local properties require a lender who actually understands local draw schedules, historical constraints, and fast closings.
Top-rated hard money lenders operating heavily in the New Orleans market for fix-and-flips and heavy rehabs include:
Loan Partners, LLC (LP NOLA) : A locally rooted, investor-focused lender built specifically for Gulf Coast real estate. They specialize in fast fix-and-flip funding , quick 1-day construction draws, and understand the quirks of New Orleans real estate. You can check out their terms on the Loan Partners, LLC Website.
Tidal Loans : Offers competitive fix-and-flip rehab loans throughout Louisiana and New Orleans, financing up to 100% of purchase and rehab costs as long as it fits within 70% of the After Repair Value (ARV). Details are available via Tidal Loans.
LendingOne : A larger regional/national footprint with specific programs tailored for Louisiana, including historic renovations in New Orleans, fix-and-flips, and BRRRR projects. Review their options on the LendingOne Louisiana Page.
Hard Money Man Louisiana : Known for fast 7–10 day closes and 24-hour approvals, which helps when competing for off-market or hot-list properties in the city. Learn more at Hard Money Man New Orleans.
If you want to narrow this down, tell me:
Are you planning to flip it or hold it as a rental (BRRRR)?
Is it a historic property requiring special permits or a straightforward gut job?
Roughly what percentage of the purchase + rehab do you need financed?
I can help point you toward the specific lender program that fits your numbers best.
NOLA Hard Money — genuinely local, based in Harvey, and focused on Greater New Orleans investment properties. Its published terms appear substantially more conservative/expensive than some of the alternatives, so I'd use it as a quote to benchmark rather than assume it's the cheapest.
90% of purchase + 100% of rehab
Archwest Capital — advertises New Orleans fix-and-flip financing from $200K to $5M+, up to 95% LTC, with up to 100% of rehab and terms of 6–30 months.
Private Money Lending (PML) — advertises Louisiana loans from $100K–$5M, up to 92.5% of project cost and 100% of rehab, with rates advertised from 8.99% for experienced flippers.
Lima One Capital — a larger national private lender with a Louisiana program specifically covering fix-and-flip and renovation projects.
