Data as of Sep 3, 2026 · Based on 331 AI responses from ChatGPT Search and Google AI Mode · See how Parse measures this
For your property rehab in Des Moines, 
Brands AI recommends here
Named in 66% of answers
Best for high-speed lending needs where 48-hour potential closings are required for fix-and-flip or rental rehab projects. It is a preferred choice for investors aiming for efficiency and fast turnaround.
Named in 65% of answers
Best for investors needing deep local knowledge of the Des Moines area. This lender is frequently cited for providing personalized service and reliable funding for residential rehabs, with typical closing times around 10 days.
Named in 57% of answers
Named in 54% of answers
Source | Citation share |
|---|---|
 Iowa Hard Money Lender | Crebridhttps://crebrid.com/states/iowa | 7.5% |
Des Moines Hard Money | Boutique Private Lenderhttps://www.bridgewellcapital.com/des-moines-residential-hard-money/ | 6.4% |
Iowa Hard Money Loans | Easy Street Capitalhttps://easystreetcap.com/hard-money-loan-iowa/ | 6.0% |
 The Premier Lender for Iowa Real Estate Investors | Lima One Capitalhttps://www.limaone.com/iowa-hard-money-lender/ | 4.6% |
 Anchor Loanshttps://www.anchorloans.com/state-resources/iowa | 2.9% |
 Iowa Hard Money Loans - Private Lender Linkhttps://privatelenderlink.com/region/usa/iowa/hard-money-iowa-usa/ | 2.4% |
Iowa Hard Money Loans | Easy Street Capitalhttps://www.easystreetcap.com/hard-money-loan-iowa/ | 2.4% |
 Iowa Hard Money Loans — Up To 90% LTV, No DTI Analysishttps://www.equitymax.com/iowa-hard-money-lending/ | 2.3% |
 Iowa Real Estate Investment Loans | LendingOnehttps://lendingone.com/resources/where-we-lend/iowa/ | 2.1% |
Des Moines Hard Money | Boutique Private Lender | 515-379-5000https://www.bridgewellcapital.com/iowa-residential-hard-money/ | 1.9% |
- **Little Guy Loans** - 815 Office Park Rd Ste 10, West Des Moines, IA 50265, United States - **Halo Capital** - 3839 Merle Hay Rd Ste 274, Des Moines, IA 50310, United States - **Simple, LLC** - 815 Office Park Rd Ste 10, West Des Moines, IA 50265, United States
If you need to move ASAP on a Des Moines rehab, I’d put these at the top of your call list:
For a normal single-family Des Moines rehab, I'd call Little Guy Loans + Mortava + ABL simultaneously and make them compete. Don't choose based on headline interest rate alone. Ask each for the all-in cost, points, rehab-draw timing, appraisal requirements, extension fees, prepayment penalty, and exact cash-to-close.
If you give me purchase price + rehab budget + estimated ARV + your credit score + whether you're planning to sell or keep it as a rental, I can narrow this to the best 2–3 lenders for your exact deal and tell you what terms I'd push for.
**BridgeWell Capital** and **Easy Street Capital** are among the top-rated and fastest hard money lenders serving the Des Moines and greater Iowa market for property rehabbing and rentals.[](https://www.bridgewellcapital.com/des-moines-residential-hard-money/)…
BridgeWell Capital and Easy Street Capital are among the top-rated and fastest hard money lenders serving the Des Moines and greater Iowa market for property rehabbing and rentals.
When you need rapid funding for a fix-and-flip or rental rehab in Des Moines, evaluating local presence, leverage, and closing speed is critical.
| Lender | Max Leverage (LTC) | Typical Closing Speed | Best For |
|---|---|---|---|
| BridgeWell Capital | Varies by project | Fast / Local draw | Localized Des Moines expertise & licensed service |
| Easy Street Capital | Up to 93% LTC | Fast approval | High leverage & flexible investor experience |
| LendingOne | Short-term standard | Days to close | Speed and institutional reliability |
To help narrow down the best specific fit, let me know:
- **Little Guy Loans** - 815 Office Park Rd Ste 10, West Des Moines, IA 50265, United States - **Halo Capital** - 3839 Merle Hay Rd Ste 274, Des Moines, IA 50310, United States - **Simple, LLC** - 815 Office Park Rd Ste 10, West Des Moines, IA 50265, United States
If you need hard money for a Des Moines rehab ASAP, I’d shortlist these rather than going straight to a conventional mortgage lender:
Locally, you could also call Little Guy Loans in West Des Moines; it's specifically described as a private/hard-money lender for real-estate investors.
Send the same deal package to 3 lenders simultaneously and make them compete. Have these ready:
For a rehab rental, don't just compare the interest rate. Compare total points + interest + rehab funding + draw timing + extension fees + prepayment penalty. A lender at 10.5% that funds 100% of rehab can easily be cheaper in practice than an 8.99% lender requiring you to front $80K of construction.
If you give me purchase price + rehab budget + ARV + how much cash you want to put in, I can run the numbers and tell you which of these structures is likely to be the best fit.
When you need funding **ASAP** for a rental rehab in Des Moines, you generally have to choose between regional/national direct private lenders who can close in days, or local portfolio lenders/brokers who understand the Central Iowa neighborhoods block-by-block. Top options servicing the Des Moines area for…
When you need funding ASAP for a rental rehab in Des Moines, you generally have to choose between regional/national direct private lenders who can close in days, or local portfolio lenders/brokers who understand the Central Iowa neighborhoods block-by-block.
Top options servicing the Des Moines area for fix-and-flip or rental rehab projects include:
If you want to narrow this down, let me know:
I can help you target which of these lenders will give you the fastest term sheet.
- **Little Guy Loans** - 815 Office Park Rd Ste 10, West Des Moines, IA 50265, United States - **Simple, LLC** - 815 Office Park Rd Ste 10, West Des Moines, IA 50265, United States - **Des Moines Home Buyers, LLC** - 2643 Beaver Ave #176, Des Moines, IA 50310, United States
For a Des Moines rental rehab, I’d call these first (in this order) if you need money fast:
DirectionsWebsite[Call](tel:+1 515-556-9674)
Call Little Guy Loans + BridgeWell + Lima One at the same time and ask for a term sheet. Send them:
Ask each one:
Also, since this is a rental rehab in Des Moines, check whether you qualify for Invest DSM assistance—its Rental Rehab Program can provide grants for eligible rental improvements (with affordability requirements).
If you give me purchase price + rehab cost + ARV + whether you already own it, I can help you figure out which lender is most likely to say yes and what terms are reasonable.
When you need capital fast for a rental rehab or a fix-and-flip in the Des Moines metro area, traditional banks will take too long. You need direct private or hard money lenders who can issue term sheets rapidly and fund within days.[](https://thehardmoneyco.com/locations/iowa/)…
When you need capital fast for a rental rehab or a fix-and-flip in the Des Moines metro area, traditional banks will take too long. You need direct private or hard money lenders who can issue term sheets rapidly and fund within days.
Top options servicing Des Moines for investment property rehabs include:
To help narrow down the fastest and most cost-effective fit, tell me:
If you need capital fast for a fix-and-flip or rental rehab in the Des Moines metro, a few active and reliable hard/private money lenders fund projects locally or statewide in Iowa: Top Hard Money Lenders for Des Moines - **Focus:** Fix-and-flip, rehab-only, and cash-out refinancing.
If you need capital fast for a fix-and-flip or rental rehab in the Des Moines metro, a few active and reliable hard/private money lenders fund projects locally or statewide in Iowa:
Top Hard Money Lenders for Des Moines
- **Focus:** Fix-and-flip, rehab-only, and cash-out refinancing.
- **Why them:** They operate locally in the Des Moines area with dedicated, direct-lender processing, personal account executives, and a strong BBB rating. They are usually a go-to when you need a local footprint that understands Polk County values.
- **Contact/Details:** Learn more directly via BridgeWell Capital Des Moines Hard Money.[1]
- **Focus:** Statewide fast-funding for Fix & Flip (up to 93% LTC / 75% LTV) and Bridge/New Construction.
- **Why them:** Known for speed and high leverage if you need to close an acquisition quickly without jumping through traditional commercial banking hoops.
- **Contact/Details:** Review guidelines on Easy Street Capital Iowa Hard Money.[1]
- If institutional hard money is moving too slowly, local portfolio lenders or regional brokers like *Johnson Lending Company* or commercial departments at local banks (e.g., Fidelity or West Bank type regional players) often structure private short-term rehab notes. Typical local terms in Des Moines average around 10%–14% interest with 2 to 3 origination points depending on your experience and LTV. [1][2]
If you want to narrow this down, let me know:
I can help you pinpoint which of these options fits your leverage and speed requirements best.
No sources cited
- **Little Guy Loans** - 815 Office Park Rd Ste 10, West Des Moines, IA 50265, United States - **Structured Asset Finance** - 7755 Office Plaza Dr N, West Des Moines, IA 50266 - **Simple, LLC** - 815 Office Park Rd Ste 10, West Des Moines, IA 50265, United States
For a Des Moines rental rehab that needs funding ASAP, I’d get 3 quotes in parallel today rather than waiting on one lender. My first calls would be:
DirectionsWebsite[Call](tel:+1 515-556-9674)
Copy/paste this:
“I’m rehabbing a rental property in Des Moines, Iowa. I need acquisition + rehab financing. Please quote max LTC/LTV, interest rate, points, rehab draw schedule, closing timeline, extension fees, and whether you offer a rental refinance/DSCR exit.” Have ready:
A competitive hard-money structure in Des Moines often depends heavily on the deal, but published market examples commonly show roughly 10%+ interest, about 2–3 points, and asset-based leverage tied to ARV/LTC.
If you send me purchase price + rehab budget + ARV + whether you already own it, I can help you decide which lender is most likely to be the best fit and what terms you should push for.
- **Little Guy Loans** - 815 Office Park Rd Ste 10, West Des Moines, IA 50265, United States - **Jared Nicolaisen - Mortgage Lender** - 2370 Northwest 128th Street, Urbandale, IA 50323, United States - **Stockton Mortgage, NMLS #8259** - 5550 Wild Rose Ln Ste 4086, West Des Moines, IA 50266, United States
If you need to move ASAP, I’d shop this as a 3-way quote rather than automatically taking the first lender.
Send the same deal package to Little Guy, Lima One and Easy Street simultaneously. Ask each for:
For context, published Des Moines market data puts typical hard-money pricing around 10% interest and ~3 points, although individual deals can be substantially better or worse depending on leverage, credit, experience and ARV.
If you give me the purchase price, rehab budget, ARV, your approximate credit score, and whether you're keeping it as a rental or selling it, I can tell you which of these lenders I'd call first and what terms I'd consider a good deal.
When you need funding **ASAP** for a rental rehab or fix-and-flip in the Des Moines metro, traditional banks will take too long. You need private or hard money lenders familiar with Central Iowa property values (like Beaverdale, Highland Park, or surrounding areas like Ankeny and West Des…
When you need funding ASAP for a rental rehab or fix-and-flip in the Des Moines metro, traditional banks will take too long. You need private or hard money lenders familiar with Central Iowa property values (like Beaverdale, Highland Park, or surrounding areas like Ankeny and West Des Moines).
Top active options servicing Des Moines with fast turnaround times include:
If you want to move quickly, reaching out directly via BridgeWell Capital or applying through Easy Street Capital's Iowa Page will get you initial term sheets the fastest.
If you'd like, tell me:
I can help tailor what leverage or loan terms you should be demanding from these lenders.
