Data as of Aug 25, 2026 · Based on 679 AI responses · Shares cover the last 30 days · See how Parse measures this
The U.S. Department of Housing and Urban Development (HUD) remains the top-cited brand for home buying guidance from AI assistants. The most notable trend is a shift towards greater specificity, with assistants increasingly citing specific government-backed loan programs like FHA and VA Home Loans alongside the major credit bureaus.
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| # | Brand | What AI says | Mention rate |
|---|---|---|---|
| 1 | The top-cited government resource for | 7% | |
| 2 | Frequently cited for tiny house buying guides and financial planning tips. | 6% | |
| 3 | A popular commercial lender cited for checklists and mortgage pre-approval. | 6% | |
| 4 | 5% | ||
| 5 | 4% | ||
| 6 | 4% | ||
| 7 | 4% | ||
| 8 | 4% | ||
| 9 | 4% | ||
| 10 | 4% | ||
| 11 | 4% | ||
| 12 | 4% | ||
| 13 | 3% | ||
| 14 | 3% | ||
| 15 | 3% | ||
| 16 | 3% | ||
| 17 | One of three major credit bureaus for checking personal credit scores. | 3% | |
| 18 | 3% | ||
| 19 | 3% | ||
| 20 | A primary resource for home loans available to eligible veterans. | 3% | |
| 21 | Recommended as the official source for obtaining free credit reports. | 2% | |
| 22 | 2% | ||
| 23 | 2% | ||
| 24 | Consistently mentioned for its home loan programs in eligible rural areas. | 2% | |
| 25 | 2% |
Who wins on each AI
The same market, seen by two models.
Sources AI cited
bestfriends.org is the page AI reaches for most here, cited in 35% of analyzed answers.
Mention Rate fell from 60% to 31% between Oct 2025 and Mar 2026.
“A standalone authority covering all loan types.” → “One of several co-cited government agencies alongside FHA, VA, and USDA.”
Gained prominence since Jan 2026 for specific loan qualification details.
Jumped from #14 to #7 in mentions between Oct 2025 and Mar 2026.
| Brand | ChatGPT Search | Google AI Mode | Comparison |
|---|---|---|---|
| 9% | 0% | ||
| 0% | 5% | ||
| 2% | 5% | ||
| 7% | 0% | ||
| 7% | 0% |
Across 679 AI responses, U.S. Department of Housing and Urban Development is mentioned most, named in 7% of them, followed by NerdWallet (6%) and Rocket Mortgage (6%).
Parse measures each brand's mention rate — the share of answers naming it — across 679 AI responses to this market's buyer questions over the last 30 days. Answers are collected daily and the ranking is re-measured on the same 30-day window.
Brands enter the ranking when AI answers mention them. Parse collects answers daily and publishes the re-measured set weekly, so new brands appear as AI starts recommending them.
AI responses consistently recommend checking credit scores and reports as a first step. Since November 2025, assistants have specifically named the three major credit bureaus (Equifax,
Experian,
TransUnion) and directed users to AnnualCreditReport.com for free reports.
AI responses consistently recommend checking credit scores and reports as a first step. Since November 2025, assistants have specifically named the three major credit bureaus (Equifax,
Experian,
TransUnion) and directed users to AnnualCreditReport.com for free reports.
Responses have evolved from general financial tips to a strong emphasis on mortgage pre-approval. Since early 2026, responses increasingly reference HUD and government-backed loan programs as foundational knowledge for first-time buyers.
Brands mentioned
Responses have evolved from general financial tips to a strong emphasis on mortgage pre-approval. Since early 2026, responses increasingly reference HUD and government-backed loan programs as foundational knowledge for first-time buyers.