What AI says about Form3

Form3 provides a cloud-native payments platform that connects financial institutions to multiple payment schemes through a single API, enabling real-time, account-to-account payments and payment orchestration. It offers access to US, EU, and UK schemes (including ACH, RTP, FedNow, FedACH, EPN; SEPA; FPS, BACS) and features like payee verification and on-us payments, all API-driven. Built as a scalable, multi-cloud microservices platform, it emphasizes strong security and resilience with encryption, request signing, and active-active deployment across AWS, GCP, and Azure to grow with payment volumes and regulatory changes.