What AI says about Earnest

Data as of Oct 25, 2026Based on 7,713 AI responsesReviewed by

How we measure

earnest.com

AI summary

Earnest provides personal and student loan financing, including private student loans, student loan refinancing, and parent loan refinancing.

Mentioned in

4%

of AI answers about Earnest and its rivals · since Jul 5

The market map

Student Loan Refinance & Personal Loans

Mentioned in

  1. 1SoFiMentioned in 82%Avg. position 3.0
  2. 2EarnestMentioned in 74%Avg. position 3.3
  3. 3ELFIMentioned in 51%Avg. position 4.6
  4. 4Rhode Island Student Loan Authority (RISLA)Mentioned in 26%Avg. position 4.4
  5. 4LendKeyMentioned in 25%Avg. position 5.0
  6. 4Laurel RoadMentioned in 24%Avg. position 4.3
  7. 4Splash FinancialMentioned in 23%Avg. position 4.8
  8. 8Citizens BankMentioned in 21%Avg. position 5.2
  9. 8CredibleMentioned in 20%Avg. position 4.8
  10. 10College Ave Student LoansMentioned in 13%Avg. position 5.2
  11. 10Navy Federal Credit UnionMentioned in 10%Avg. position 4.3
  12. 12KeyBankMentioned in 7%Avg. position 4.6
  13. 12Federal Student AidMentioned in 7%Avg. position 3.3
  14. 14PenFed Credit UnionMentioned in 4%Avg. position 4.0

Where Earnest ranks in AI

MarketRank · Mentioned in

Topics where AI mentions Earnest

TopicMentioned in · on this topic

How AI describes Earnest

Common descriptions

customizable · flexible repayment terms · highly customizable · competitive · flexibility

Tone of AI’s statements about Earnest

  • Positive60%
  • Neutral31%
  • Mixed6%
  • Negative3%

Question: I am looking for a student loan refinancing that allows co-signer release and does not have origination fees.

Google AI ModeSep 27, 2026

Major national refinance-only heavyweights like Earnest and ELFI (Education Loan Finance) do not feature co-signer release on their refinanced loans

Google AI ModeSep 23, 2026

Earnest Student Loan Refinance: Earnest features a strict no-fee policy

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Question: For parents who took out Parent PLUS loans, which refinancing lender is best to lower payments while keeping options open?

ChatGPT SearchSep 22, 2026

I’d compare Earnest, SoFi, and ELFI rather than choosing solely on the lowest advertised rate.

ChatGPT SearchAsk ChatGPT yourself (opens in a new tab)Google AI ModeAsk Google AI Mode yourself (opens in a new tab)

Where AI mentions Earnest

Position in answers

  • Named first30%
  • 2nd or 3rd53%
  • Later17%

Each engine’s share of its own answers across Earnest’s markets · since Jul 5

  • ChatGPT Search3%
  • Google AI Mode4%

Compare Earnest

Sources AI cites

earnest.com 25%Other sites 75%