ChatGPT SearchOct 13, 2026
The easiest way depends mostly on which country you're sending money to and whether the recipient's debit card can receive money directly. The good news is that someone doesn't necessarily need a bank account to receive an international transfer.
If you're sending from the U.S., I'd start by comparing these three options:
1. Western Union
A good option when the recipient needs to collect cash or when a supported destination offers delivery to a debit card or mobile wallet.
Best for: flexible ways to receive money.