Hard money lenders in Nevada

Jul 7 – Oct 17, 2026Updated Oct 17, 2026Reviewed by

How we measure

Which brands AI mentions

#BrandMentioned in
#1tiedLantzman Lending73%
#1tiedLima One Capital71%
#1tiedKiavi61%
#4tiedMojave Capital46%
#4tiedGranite Street Inc.44%

Mentioned in

ChatGPTChatGPTGoogle AI ModeGoogle AI Mode

Widest split: Mojave Capital, 90% on ChatGPT and 0% on Google AI Mode.

Questions and answers

  • ChatGPTOct 8, 2026

    1. 1Mojave Capital
    2. 25th Bridge Funding LLC
    3. 3Lantzman Lending
    4. 4Home Field Lending
    5. 5Kiavi
    6. 6Granite Street Inc.
    7. 7David Ross Mortgage

    If you’re talking Las Vegas investor deals where speed matters, my top Nevada pick from the current market research is Mojave Capital.

    My Nevada hard-money shortlist

    LenderBest forWhy I'd consider them
    Mojave CapitalBest overall local choiceLas Vegas-based, lending since 2007; specifically does fix & flips, commercial, construction and development. They emphasize fast decisions and deal-specific underwriting.
    5th Bridge Funding LLCFlexible investor dealsNevada private/hard-money specialist; advertises investor-only loans, fix & flip, commercial, vacant land, up to 80% as-is LTV, and funding in days.
    Lantzman Lending - Hard Money Lenders NevadaSpeed / competitive acquisitionsLas Vegas hard-money shop specifically geared toward time-sensitive purchases, flips, value-add and bridge financing.
    Granite Street - Private LendersHands-on private lendingSmall Las Vegas lender focused on business-purpose real-estate deals and execution speed.
    Home Field LendingBroader investor financing5.0/5 from 105 local reviews and offers fix-and-flip alongside other investor products.
    David RossBroker + multiple optionsHenderson-based, with access to DSCR, bridge and fix-and-flip financing; useful if you want someone shopping several programs.

    If I were buying a Las Vegas property tomorrow: I'd get quotes from Mojave + 5th Bridge + Lantzman simultaneously. The "best" lender often comes down to who will give you the strongest combination of LTV, points, rate, rehab funding, appraisal requirements and closing certainty on that specific property.

    One important point: Nevada's Division of Mortgage Lending says mortgage companies operating under NRS 645B generally need to be licensed, while exemptions can apply depending on the activity. I'd verify the lender/company through Nevada's license lookup before wiring deposits or signing loan documents.

    Also, national lenders shouldn't automatically be dismissed. Kiavi currently ranks highly in a 2026 independent lender comparison, particularly for approval speed and flexibility, and BiggerPockets' current Nevada lender directory lists Kiavi among the prominent hard/private/Non-QM options.

    If you give me the deal numbers — purchase price, ARV, rehab budget, desired loan amount, your credit/experience, and whether it's flip/rental — I can narrow this to the 3 lenders most likely to give you the best terms and compare their current published programs.

    Sources cited in this answer4

    Google AI ModeSep 21, 2026

    1. 1Kiavi
    2. 2Anchor Loans
    3. 3Lima One Capital
    4. 4Ignite Funding
    5. 5NV Capital

    When the Las Vegas housing market is moving fast, having a reliable, fast-closing hard money (or private money) lender can make or break an offer. The "best" lender depends entirely on whether you value a massive national tech-enabled lender for speed and volume, or a local Nevada specialist who knows every street in Clark County.

    The top-performing hard money lenders active in the Nevada and Las Vegas market break down as follows:

    Top National & High-Volume Lenders (Best for Speed & Technology)

    1. Kiavi
      • Overview: Currently one of the absolute highest-volume private lenders in the Las Vegas region by loan count. They specialize in fix-and-flip, bridge, and rental loans.
      • Pros: Highly streamlined digital application, fast automated approvals, and very competitive rates for experienced investors. You can check their programs directly via Kiavi.
    2. Anchor Loans
      • Overview: A powerhouse national direct lender for real estate investors with a heavy footprint in Nevada.
      • Pros: Renowned for reliability, large capital pools, and closing repeat-client flips swiftly without bureaucratic drag. Learn more at Anchor Loans.
    3. Lima One Capital
      • Overview: A major national institutional lender offering comprehensive fix-and-flip, new construction, and rental portfolio loans.
      • Pros: Great for scaling investors who need flexible long-term roll-into-rental options. Details are available on Lima One Capital.

    Top Local & Regional Lenders (Best for Relationship & Flexibility)

    1. Ignite Funding
      • Overview: Based right in Henderson/Las Vegas, Ignite is a prominent local trust deed investing and private lending company deeply embedded in the Nevada market.
      • Pros: Deep local market valuation expertise and personalized service. They understand local neighborhood nuances better than an algorithm based in San Francisco or New York. You can review their offerings on Ignite Funding.
    2. NV Capital Corporation
      • Overview: Another localized Nevada-based commercial and residential bridge/hard money lender.
      • Pros: Excellent for out-of-the-box scenarios, distressed property timing constraints, or situations where traditional guidelines fail. Check out their criteria at NV Capital Corp.

    How to Choose the Right One for You

    • Go National (Kiavi, Anchor) if you are doing standard single-family fix-and-flips, have clean documentation, and want the lowest rates and fastest tech-driven draw processes.
    • Go Local (Ignite, NV Capital) if your deal is unconventional, time-sensitive in a weird sub-market, or you prefer a local asset-based underwriter who will pick up the phone and talk through the nuances of a specific Henderson or North Las Vegas property.

    To help narrow down the best fit, tell me:

    • Are you doing a fix-and-flip, buy-and-hold rental , or new construction?
    • Are you an experienced investor (more than 3 flips) or a first-timer?

    Sources cited in this answer2

  • Google AI ModeOct 17, 2026

    1. 1Ignite Funding
    2. 2Easy Street Capital
    3. 3NV Capital
    4. 4Kiavi
    5. 5Anchor Loans

    Navigating a fast-moving market like Las Vegas requires speed and local execution . Top-rated private and hard money lenders active in Nevada include:

    • Ignite Funding : Headquartered locally in Nevada, they are well-known for short-term real estate investment loans and structured financing tailored to local market conditions.
    • ReProp Financial : Frequently active in the region for fix-and-flip, construction, and commercial bridge loans, offering localized underwriting.
    • Easy Street Capital : A prominent statewide lender providing fast bridge financing, fix-and-flip, and new construction loans with rapid turnaround times for competitive buyers.
    • NV Capital Corporation : A localized private money lender specializing in time-sensitive distressed property purchases, alternative underwriting, and commercial-focused asset-backed loans.
    • Kiavi & Anchor Loans : National scale private lenders with heavy transaction volume in the Nevada residential investment space, recognized for streamlined tech-enabled approvals.

    Note: Terms, maximum LTV (Loan-to-Value), and closing speeds vary depending on your specific asset class (residential rehab vs. commercial) and individual track record. It is recommended to contact a couple of these providers directly to compare current origination points and processing times.

    Sources cited in this answer3

    ChatGPTOct 17, 2026

    1. 1Private Money Group
    2. 2Lantzman Lending
    3. 3Lima One Capital
    4. 4Kiavi
    5. 5Mojave Capital
    6. 6Granite Street Inc.

    If you need to close quickly on an investment property in Las Vegas, I’d focus on hard money lenders that combine fast underwriting, reliable closing execution, and experience with Nevada investment properties—not just the lowest advertised interest rate.

    I found several local private lenders and national investor-focused lenders worth contacting. For a time-sensitive deal, I’d start with two or three lenders in parallel and ask each for a written term sheet and a realistic funding date.

    Hard money lenders to contact first

    These options are based on current lender information, local business ratings where available, and published loan-program details—not a guarantee that any lender can approve your specific deal.

    • A special 'Thank You' to Ryan Mollen of RicherValues for stopping by our office today! We thoroughly enjoyed the stimulating conversation, and look forward to a long and prosperous… | We Lend

    1. Private Money Group

    Local lender · Fast acquisitions and bridge loans

    Offers bridge loans starting at $100,000, with up to 90% of the purchase price and 100% of eligible rehab costs, subject to program limits. It also advertises specialized transactional funding for certain same-day closing scenarios. Pricing is provided after reviewing the deal.

    Contact: 702-348-3777

    Website and loan application

    • Granite Street Capital

    2. Granite Street

    (Speed-focused) Locally based private lender

    Publishes a closing target of 2–3 business days after receipt of a preliminary title report. Typical loan amounts are $50,000–$1 million, with stated leverage up to 80% of purchase price or 65% of after-repair value. Advertised pricing is around 1% per month plus fees.

    Contact: 702-344-6235

    Website and loan programs

    • Lantzman Lending, 11696 Sorrento Valley Rd, Ste 201, San Diego, CA 92121, US - MapQuest

    3. Lantzman Lending

    Local Nevada office · Fix-and-flip and bridge financing

    Its website reports a 4.9/5 rating based on 47 reviews and an average closing time of 5–7 business days, with some deals closing in as little as 3 days. It offers fix-and-flip, renovation, residential bridge and commercial bridge loans, and confirms Nevada licensing.

    Contact: 702-930-5626

    Website and instant quote

    • Contact Database - Greenville Chamber of Commerce

    4. Lima One Capital

    National lender · Multiple investor loan programs

    Worth comparing if you need fix-and-flip, bridge, construction or rental financing. A current Las Vegas lender directory lists a typical closing estimate of 10–14 days and loan sizes starting at $75,000. Confirm whether your deadline is achievable before proceeding.

    Website and financing options

    • Kiavi Logo & Brand Assets (SVG, PNG and vector) - Brandfetch

    5. Kiavi

    National lender · Fix-and-flip and bridge loans

    Another option for an investor purchase or renovation. The same directory lists Las Vegas loan sizes from $100,000 and estimated closings of 7–14 days. Get a property-specific quote and confirm appraisal, underwriting and wire timelines.

    Website and loan options

    Compare local lender ratings and contact details

    These Google-listed business ratings can help you screen local options; ratings measure customer experience, not loan quality or certainty of funding.

    Mojave Capital

    3127 E Warm Springs Rd, Suite 400, Las Vegas

    702-776-7444 · Website search

    4.7/5

    23 reviews

    Granite Street

    5955 S Edmond St, Suite 15E, Las Vegas

    702-344-6235 ·

    5.0/5

    14 reviews

    Lantzman Lending

    6671 S Las Vegas Blvd, Suite 210, Office 201

    702-930-5626 ·

    5.0/5

    35 reviews

    How to move quickly on your property

    I'd call the local lenders first if your closing deadline is tight, while requesting a competing quote from a national lender.

    Have these details ready:

    • Property address and agreed purchase price
    • Required loan amount and available down payment
    • Property condition and estimated after-repair value (ARV)
    • Rehab budget, if applicable
    • Contract closing date
    • Your exit strategy: resale, refinance or rental

    Ask each lender to confirm in writing the earliest realistic funding date, interest rate, origination points, all third-party fees, extension fees, required cash to close and whether the quoted leverage includes rehab funds.

    Also verify the lender or broker's Nevada license through the Nevada Division of Mortgage Lending and confirm that title and escrow can meet the proposed schedule. Advertised closing times aren't guarantees.

    Let me narrow this down to lenders that fit your deal

    A few details will help me prioritize realistic lenders instead of just listing names.

    1. What are you buying it for?

    Fix and flip

    Buy and hold as a rental

    Auction or distressed property

    Commercial property

    Other investment purchase

    2. How much do you need to borrow?

    [Input placeholder: e.g. 250000] (Current value unavailable.)

    3. When must you close?

    Within 1–3 days

    Within 3–7 days

    Within 7–14 days

    Two weeks or more

    4. Your investment experience

    First investment property

    I've completed investment deals before

    5. Property type

    Single-family home

    2–4 units

    5+ units or commercial

    [Find lenders for my deal]

    Sources cited in this answer9

Also asked as

  • Can you recommend any top-rated hard money lenders that operate in Nevada?