Data as of Oct 18, 2026Based on 464 AI responses
Reviewed by Dimitry Apollonsky
AI summary
Forbright Bank and Axos Bank share the lead closely in recommendations for fee-free accounts offering competitive interest rates. Capital One 360 Performance Savings is the usual answer when buyers seek accounts with no minimum balance requirements.
Rank and Mentioned in · since Jul 5
| # | Brand | Recommended for | Mentioned in |
|---|---|---|---|
| 1 | fee-free emergency savings accounts with no minimum balances | fee-free emergency savings accounts with no minimum balances | 33% |
| 2 | high interest yields with no minimum balance or monthly fees | high interest yields with no minimum balance or monthly fees | 32% |
| 3 | competitive rates without monthly maintenance fees or account hurdles | competitive rates without monthly maintenance fees or account hurdles | 31% |
| 4 | steady yields on high-balance accounts with no monthly fees | steady yields on high-balance accounts with no monthly fees | 30% |
| 5 | online savings accounts without monthly maintenance fees | online savings accounts without monthly maintenance fees | 27% |
| 6 | parking larger balances in high-yield Platinum Savings accounts | parking larger balances in high-yield Platinum Savings accounts | 25% |
| 7 | bundled checking and savings accounts using direct deposit | bundled checking and savings accounts using direct deposit | 24% |
| 8 | emergency funds needing high yields without monthly maintenance fees | emergency funds needing high yields without monthly maintenance fees | 20% |
| 9 | straightforward online accounts without fees or minimum deposits | straightforward online accounts without fees or minimum deposits | 19% |
| 10 | high interest rates targeted toward online goal-setters | high interest rates targeted toward online goal-setters | 18% |
| 11 | 18% | ||
| 12 | 18% | ||
| 13 | online savings accounts without monthly maintenance fees | online savings accounts without monthly maintenance fees | 17% |
| 14 | 16% | ||
| 15 | 15% |
What’s changing · since July
Since July, CITrising has become the usual answer for storing wedding funds, while Varofalling and Wealthfrontfalling dropped out of several general savings queries.
Week of Aug 17–23 · Since Jul 5
Widest split: Capital One 360 Performance Savings, 47% on ChatGPT Search and 19% on Google AI Mode.
| Brand | ChatGPT Search | Google AI Mode | Comparison |
|---|---|---|---|
| Capital One 360 Performance Savings | 47% | 19% | |
| Forbright Bank | 20% | 45% | |
| Axos Bank | 26% | 37% | |
| CIT Bank | 20% | 41% | |
| Ally | 34% | 20% | |
| CIT | 14% | 36% | |
| SoFi | 23% | 25% | |
| EverBank | 19% | 20% | |
| American Express | 18% | 21% | |
| GO2bank | 21% | 15% |
18% of citations point at the ranked brands’ own sites. wsj.com, bankrate.com, nerdwallet.com are the most-cited sites outside the ranked brands’ own domains.
Market map
Mentioned in · since Jul 5
Leading brands by topic
What are the top options for a fee-free savings account with a high APY that is good for someone just starting to save for emergencies?
which HYSA account should i use?
What's the best online high-yield savings account for my emergency fund?
Looking for a new high-yield savings account now that interest rates are up. Who has the best APY right now?