which banks let me open a company bank account?

Virtually all major traditional banks and online financial platforms allow you to open a company or business bank account, provided you have your formal entity registration documents ready.

The best choice depends on whether you prefer physical branches for cash handling or a fast, 100% digital experience.

1. Traditional Brick-and-Mortar Banks (Best for Cash & In-Person Support)

• Chase Bank via Chase Business Complete Banking : Excellent for physical branch access , credit card acceptance , and regular cash deposits . Monthly fees can be waived by maintaining minimum daily balances or meeting purchase minimums.
• Bank of America Business Advantage : Ideal if you need robust physical branch networks and handle routine cash deposits.
• U.S. Bank Business Essentials : Known for offering rare, low- or no-fee basic business checking options with a full brick-and-mortar footprint.
• Wells Fargo Business Checking : Strong nationwide branch and ATM footprint with comprehensive credit and merchant services.

2. Digital-First Banks & Fintech Platforms (Best for No Fees & Fast Setup)

• Bluevine Business Checking : Offers high-yield interest on checking balances with no monthly maintenance fees on standard plans . Deposits are FDIC-insured via partner banks.
• Mercury Business Account : The go-to option for tech startups and venture-backed companies , offering robust multi-user controls, free domestic wires , and high FDIC insurance sweep limits.
• Relay Business Checking : Great for budgeting and allocating cash into multiple distinct sub-accounts or virtual cards without traditional monthly fees.
• Novo Business Banking : A favorite for e-commerce sellers and digital freelancers with zero monthly fees and smooth software integrations (Shopify, Stripe, QuickBooks).
• American Express Business Checking : Good choice if you already operate in the Amex ecosystem , offering 24/7 customer support and interest on balances.

What You Will Need to Open an Account:

No matter which provider you choose, corporate and LLC accounts require:

• Your Employer Identification Number (EIN).
• Company Formation Documents (e.g., Articles of Organization or Incorporation).
• An Operating Agreement or corporate resolution (if applicable).
• Government-issued photo IDs for the beneficial owners/signers.

If you tell me how you plan to handle cash/deposits (physical cash vs. online-only) and your business structure (LLC, corporation, sole proprietorship), I can help narrow down the best specific account for your workflow.

If you mean a U.S. company/business bank account, several major banks will let you open one for an LLC, corporation, partnership, or sole proprietorship.

Good options

• chase.com — Strong all-around option, especially if you want branches, business credit cards, payment processing, and potentially financing. Chase allows LLCs and corporations to apply, with some structures able to apply online.
• business.bankofamerica.com — Offers business checking for LLCs, corporations, partnerships, sole proprietors, and other structures.
• wellsfargo.com — Another major option with a large branch network.
• capitalone.com — Worth considering if you want business banking plus credit-card products.
• usbank.com — Offers business checking and other small-business services.
• pnc.com — Another traditional bank with business checking options.

What you'll generally need

For an LLC, expect to provide:

• EIN (or, in some cases, SSN/ITIN)
• Articles of Organization / Certificate of Formation
• Business legal name and address
• Government-issued personal ID
• Ownership information
• DBA certificate, if you're operating under a different name
• Sometimes an Operating Agreement or other documentation

For example, Chase specifically lists the EIN/tax ID, personal identification, and LLC formation documents among its requirements. Chase Chase Bank of America similarly requires business information, tax ID, personal identification, and formation documents depending on the business structure.

If you tell me what type of company you have (LLC, C-Corp, S-Corp, etc.), whether you're the only owner, and roughly how much money you'll keep in the account, I can narrow this down to the 3 best banks for you and compare their fees/minimums.

Virtually all major traditional banks and modern fintech business platforms let you open a company (business) bank account, provided you have your formal registration documents and an Employer Identification Number (EIN).

The right choice depends on whether you prefer traditional brick-and-mortar branches (best if you handle physical cash) or a digital-first platform (best for fast, online-only setup and no monthly fees).

1. Traditional Brick-and-Mortar Banks (Best for Cash Deposits & Full Service)

• Chase Bank (Chase Business Complete Banking ): The largest US traditional bank, great for physical branch access, built-in card acceptance, and cash deposits. Monthly fees can be waived by maintaining minimum daily balances or qualifying activity.
• Bank of America (Business Advantage Fundamentals ): Excellent for high transaction limits and regular cash handling, with extensive physical infrastructure.
• U.S. Bank (Business Essentials ): Offers a $0 monthly maintenance fee option on select small business checking packages, balancing traditional security with digital features.
• Wells Fargo & PNC Bank : Both offer robust commercial and small business checking solutions, though they may occasionally require a branch visit depending on your exact corporate structure.

2. Digital & Fintech Business Platforms (Best for Fast, Fee-Free Online Setup)

Note: These platforms partner with FDIC-insured member banks to protect your deposits, but operate entirely online without physical branch networks.

• Mercury : The go-to default for tech startups, remote founders, and incorporated companies looking for $0 monthly fees, fast digital approval, and no minimum balance. (Does not accept cash deposits).
• Relay Financial : Exceptional for budgeting and cash-flow management, allowing you to open multiple sub-accounts under a single company profile.
• Bluevine : Known for offering competitive high-yield options on business checking balances with no monthly fees on standard tiers.
• Novo : Tailored for freelancers, sole proprietors, and small LLCs wanting a completely streamlined, single-tier, fee-free digital account.
• American Express (Amex Business Checking ): A branchless digital account that integrates smoothly if you already use Amex business credit cards.

What You Will Need to Open the Account

Regardless of the bank you choose, make sure you have the following ready before applying:

• Employer Identification Number (EIN) from the IRS (or SSN if a single-member sole proprietorship).
• Formation Documents (e.g., Articles of Organization for an LLC, Articles of Incorporation for a corporation).
• Business License or Proof of Address (if applicable).
• Government-issued Photo ID for all authorized signers.
• Ownership Information / Operating Agreement outlining who owns and controls the company.

If you can tell me your company type (LLC, Corporation, Sole Proprietorship), whether you need to deposit physical cash , and if you are a US resident or international founder , I can recommend the exact best fit for your situation.

Yes. If you mean a U.S. business/company bank account, several major banks will let you open one, including:

• Chase Bank — Business checking for LLCs, corporations, partnerships, and sole proprietors. Single-member LLCs can generally apply online; other structures may need a branch visit.
• Bank of America Financial Center — Business checking for LLCs, corporations, partnerships, sole proprietors, and other structures. For LLCs, you'll generally need your business information, EIN/SSN, and formation documents.
• Wells Fargo Bank — Offers business banking for small businesses.
• PNC Bank — Offers business checking and small-business banking.
• TD Bank — Offers small-business banking and has a branch right in Camden.
• Truist — Offers business banking, including business accounts and cash-management services.
• Mid Penn Bank — Local/community bank with business checking and lending.

What you'll usually need

If you have an LLC, I'd expect you to need:

1. EIN from the IRS (some single-member LLC situations can use an SSN, depending on the bank).
2. Articles of Organization / Certificate of Formation.
3. Government-issued ID.
4. Business address.
5. Operating agreement or other documentation showing the owners/managers, depending on the bank.
6. DBA certificate if you're operating under a name different from the LLC's legal name.

If you're starting a brand-new company with little/no revenue, that generally doesn't prevent you from opening a business checking account—the bank will want to verify the business and owners.

Since you're in the Camden area, you have several convenient branches, including Chase, Bank of America, TD, PNC, Truist, and Wells Fargo.

If you tell me what type of company you have (LLC, corporation, sole proprietorship), whether you have an EIN, and whether you're looking for a bank with no/low monthly fees, I can narrow it down to the best 3 options for you.

Yes. If you mean a U.S. company/LLC, there are quite a few banks that let you open a business checking account.

Good options

For example, Chase explicitly allows LLCs to apply for business checking. A single-member LLC can generally apply online, while multi-member LLCs may need to open the account at a branch.

Bank of America also accepts U.S.-formed LLCs and asks for information such as the business's EIN/SSN, formation state, business address, and owner information.

What you'll usually need

For an LLC, have these ready:

• EIN (Employer Identification Number)
• Articles of Organization / Certificate of Formation
• LLC's legal name and business address
• Your government-issued ID
• Your SSN/ITIN
• Ownership information
• Operating Agreement — sometimes requested
• DBA/trade-name documentation, if applicable

If you tell me (1) whether your company is an LLC or corporation, (2) whether you're a U.S. citizen/resident, and (3) whether you need to deposit cash, I can narrow this down to the 3 best banks for you, including which ones are easiest to get approved by and which have the lowest fees.

Most major traditional banks, regional banks, and online financial platforms (fintechs) allow you to open a company bank account (business checking account) for LLCs, corporations, partnerships, and sole proprietorships.

The best choice depends on whether you need a physical branch for cash deposits or prefer a fast, fee-free digital experience.

Traditional Brick-and-Mortar Banks (Best for Cash & In-Person Support)

• Chase Business Complete Banking : Best overall traditional bank. Offers a massive branch and ATM network, built-in card acceptance (QuickAccept), and relationship banking. Monthly fees can be waived by meeting daily balance or spending criteria.
• Bank of America Business Advantage : Best for businesses that handle and deposit physical cash regularly. They have widespread physical locations, though you must maintain minimum balances or links to avoid monthly service fees.
• U.S. Bank Business Essentials : Offers a straightforward checking option with flexible transaction limits and low or easily waivable maintenance fees, excellent for national physical presence.
• Capital One : Great for local branch access, cash deposits, and straightforward basic business accounts.

Online & Fintech Business Accounts (Best for High Yield & Zero Fees)

• Bluevine Business Checking : Highly popular for online-first businesses. Offers high-yield interest on checking balances for qualifying accounts and no monthly maintenance fees, partnering with FDIC-insured banks.
• Mercury Business Account : Built specifically for tech startups, e-commerce, and VC-backed LLCs. Offers zero monthly fees, no minimums, and extended FDIC insurance through partner sweep networks, though cash deposits are not supported.
• Relay Business Banking : Excellent for budgeting and "Profit First" cash management. Lets you open multiple sub-accounts and issue numerous virtual debit cards with zero monthly account fees.
• Novo Business Banking : Tailored for freelancers, solopreneurs, and small-team LLCs wanting a simple, single-tier digital account with zero monthly fees and robust invoicing/accounting integrations.
• American Express Business Checking : A digital-only checking option with no monthly fees that lets you earn Membership Rewards points on debit card spend, ideal if you already use Amex business credit cards.

What You Typically Need to Open an Account:

• Employer Identification Number (EIN) from the IRS (or SSN if a single-member LLC/sole proprietor).
• Company Formation Documents (Articles of Organization, Certificate of Incorporation, or Partnership Agreement).
• Business License (if required by your state/city).
• Ownership Information / IDs for all significant owners or managing members.

If you can tell me:

• What type of business entity you have (LLC, corporation, sole proprietorship)
• Whether you need to deposit physical cash regularly
• If you prefer an online-only bank or a physical branch

I can recommend the exact bank that fits your workflow.

Almost all major traditional banks and digital financial platforms allow you to open a company (business) bank account. The right choice depends on whether you handle cash , need physical branches, or prefer a 100% online setup.

1. Traditional Brick-and-Mortar Banks (Best for Cash Deposits & In-Person Support)

• Chase Bank via Chase Business Complete Banking : Excellent for a massive branch and ATM network, making it ideal if your company handles physical cash or local checks.
• Bank of America via Business Advantage: Great for established businesses looking for tiered rewards [1.3] and high cash-deposit limits.
• U.S. Bank via Business Essentials: One of the few traditional legacy national banks offering low-fee/no-monthly-maintenance-fee options for small business operations.
• Wells Fargo and PNC Bank : Provide robust relationship banking, merchant services, and physical branch access across multiple regions.

2. Digital-First Banks & Fintechs (Best for Remote Setup, High Yields & Low Fees)

• Mercury : Tailored specifically for tech startups, e-commerce, and venture-backed LLCs, offering features like high-limit FDIC insurance via partner banks and free wire transfers.
• Bluevine : Known for providing competitive high-yield APY on checking balances for qualifying active accounts.
• Relay Financial : Ideal for structured cash flow management, offering multiple sub-accounts for budgeting.
• Novo : A simple, single-tier, fee-free digital checking account built cleanly for solopreneurs, freelancers, and small businesses.
• Grasshopper Bank : Provides fully digital onboarding with interest-earning checking accounts and cash-back rewards.

What You Typically Need to Open an Account:

• Employer Identification Number (EIN) or SSN (depending on sole proprietorship vs. multi-member LLC/corporation).
• Formation Documents (Articles of Organization, Operating Agreement, or Corporate Bylaws).
• Personal Identification (Driver's License or Passport for authorized signers).
• Opening Deposit (ranges from $0 for many online options up to $100+ for traditional institutions).

To help narrow down the best choice, tell me:

• What is your business structure (e.g., Sole Proprietorship, LLC, Corporation)?
• Do you need to handle physical cash regularly, or will you operate 100% online?
• Are you a U.S. resident/citizen , or a non-resident founder?

Yes. If you mean a U.S. company/business bank account, you have quite a few options.

Major banks that offer business accounts

• Chase — Business checking for LLCs, corporations, sole proprietors, etc. Chase allows many single-member LLCs to apply online; multi-member LLCs generally need to visit a branch.
• Bank of America — Business checking for LLCs, corporations, partnerships, sole proprietors and other structures.
• Wells Fargo — Offers business checking and other business banking services.
• Capital One — Offers business checking, although availability and application requirements can depend on the business.
• U.S. Bank — Offers small-business checking accounts.
• Citibank — Offers business checking.
• BMO — Offers business banking and has branches in California.
• TD Bank — Offers business checking in the states where it operates.

There are also business-focused banks. For example, near the Bay Area you can find United Business Bank and Citizens Business Bank.

What you'll usually need

For an LLC/company, expect to provide:

• EIN
• Articles of Organization/Incorporation or Certificate of Formation
• Business name and address
• Government-issued ID
• Information about owners/managers
• DBA certificate, if applicable
• Sometimes your operating agreement or other formation documents

For example, Chase specifically says it may request formation documents and information for owners holding 10% or more of the company.

If you tell me (1) what state your company is registered in, (2) LLC or corporation, (3) whether it's new or already operating, and (4) whether you want online-only or a physical branch, I can narrow it down to the 3–5 best banks for your situation, including fees and minimum deposits.

Virtually all major traditional banks and online fintech platforms allow you to open a company bank account (usually a business checking account), provided you have the proper formation documents and a U.S. Employer Identification Number (EIN).

The right choice depends on whether you prefer physical branches for cash handling or a fully digital, remote setup.

Traditional Brick-and-Mortar Banks (Best for Cash & In-Person Support)

• Chase Business Complete Banking — Best overall traditional bank with an extensive branch and ATM network, good for cash-heavy businesses. You can apply online for single-member LLCs/corporations, though complex multi-member structures may require a branch visit.
• U.S. Bank Business Essentials — Noted for offering straightforward traditional checking options with accessible digital features and a vast physical footprint.
• Bank of America Business Advantage — Ideal for established businesses looking for relationship perks and regular cash deposits, with online application capability for standard entities.
• Other traditional mainstays like Wells Fargo and PNC Bank offer robust business accounts, though they often lean toward an in-person branch finalization step.

Online Fintech Platforms & Digital Banks (Best for 100% Remote & Low Fees)

• Mercury Business Checking — Built specifically for startups, tech companies, and online businesses, featuring zero monthly fees and remote onboarding (frequently friendly to non-resident founders).
• Bluevine Business Banking — Popular non-bank option providing high-yield checking options and an entirely digital application process.
• Relay Business Banking — Great for team expense management and "Profit First" budgeting via multiple sub-accounts, with complete online setup.
• Novo Business Banking — Tailored for freelancers, solopreneurs, and early-stage LLCs looking for a straightforward, fee-free digital account that integrates cleanly with tools like Stripe and QuickBooks.
• American Express Business Checking — Fully digital account with no monthly maintenance fees backed by Amex's 24/7 customer support.

General Requirements to Open an Account

Whichever provider you choose, you will generally need to supply:

1. Employer Identification Number (EIN) from the IRS (or an SSN if operating as a single-owner sole proprietorship).
2. Company formation documents (e.g., Articles of Organization/Incorporation, Operating Agreement, or Partnership Agreement).
3. Government-issued photo ID (passport or driver's license) for all beneficial owners and signers.
4. Basic business details (physical business address, phone number, and a brief description of your industry).

If you share your company structure (e.g., single-member LLC, multi-member corporation) and whether you need to deposit physical cash , I can help you narrow down the best specific bank and fee structure for your business.

Yes. Most major banks and many online financial institutions let you open a business bank account if you have the required business documentation.

Some of the most popular options include:

Most banks will ask for:

• Your business formation documents (LLC, corporation, etc.)
• An EIN (Employer Identification Number), or in some cases your SSN if you're a sole proprietor
• Government-issued photo ID
• Business address and contact information
• Sometimes an operating agreement, partnership agreement, or business license

If you tell me:

• your country,
• your business type (LLC, corporation, sole proprietorship, nonprofit, etc.), and
• whether you prefer an online bank or one with physical branches,

I can narrow it down to the best options for your situation.