Hard money lenders for Milwaukee property flipping

1. The Hard Money Co.

Milwaukee-based • Local lending specialist

A strong first call if you want a local lender familiar with investment-property financing. Ask specifically about purchase-plus-rehab loans, draw timing, and minimum borrower experience.

Phone: (414) 269-5300

1134 N 9th St, Suite 200, Milwaukee

2. Mach1 Lending

Wisconsin-focused • Investor financing

Worth comparing for asset-based financing, time-sensitive acquisitions, and renovation projects.

Phone: (262) 264-8606

Mequon, Wisconsin

3. REIA Hard Money

Brookfield • Investor-focused

Particularly worth contacting for fix-and-flip projects, BRRRR strategies, and short-term transaction funding. Ask for references from investors who have completed comparable projects.

Phone: (262) 208-4708

12660 W North Ave, Brookfield

4. Brighton Asset Management

Milwaukee • Private real estate lending

Another local option to investigate for short-term, business-purpose investment-property financing. Compare its complete fee schedule and rehab funding terms with the other local lenders.

National lenders worth comparing

These are additional candidates from a current Milwaukee lender directory. Published starting rates are advertisements, not guaranteed offers for your particular deal.hardmoneyscout.com+1

You can start with the Milwaukee hard money lender directory and the Capital Kings Wisconsin fix-and-flip program to compare advertised programs. Capital Kings identifies itself as a broker, not a direct lender, so ask who will actually fund your loan and what broker fees apply.hardmoneyscout.com+1

What counts as a good loan for a Milwaukee flip?

As a starting point, hard money market sources advertise fix-and-flip rates around 9%–14%, often with 1.5–3 origination points. Actual terms depend on the borrower, property, leverage, and experience.hardmoneyfacts.com

Before signing, get written answers to these questions:

1. Will you finance both the purchase and 100% of the approved renovation budget?
2. How much cash do I need to bring to closing?
3. Are interest payments calculated on the full loan or only on funds drawn?
4. Are there draw inspection fees, minimum interest periods, or prepayment penalties?
5. What happens if renovation or resale takes longer than expected?
6. Can you provide references from recent Milwaukee-area borrowers?

Let me narrow this down to the best lender for your deal

The right choice depends heavily on your available cash and whether this is your first flip. Answer these three quick questions, and I can rank the most suitable options for your situation.

1. Have you flipped properties before?

First flip

1–3 completed flips

4+ completed flips

2. How much cash can you invest in the deal?

Under $25,000

$25,000–$50,000

$50,000–$100,000

$100,000+

3. What purchase price are you targeting?

Under $100,000

$100,000–$200,000

$200,000–$350,000

$350,000+

Bonus: What do you need financed?

Purchase only

Purchase plus renovation

Refinance or BRRRR (buy, rehab, rent, refinance)

[Find my best lender matches]

My priority would be to identify a lender that can fund your purchase and rehab without requiring more cash upfront than you have available, then compare the total cost across at least three written quotes.