ChatGPT SearchOct 13, 2026
For regular monthly payments to a family member overseas, I'd start with Wise if your priority is predictable, low-cost bank transfers and transparent exchange rates. Its scheduled-transfer feature lets you automate payments on a recurring schedule, so you don't have to remember to send money every month.
The best choice does depend on the country you're sending to and how your family member receives the money.
Best platforms to consider
1. Wise
(Best starting point)
Best for: Monthly bank deposits and transparent pricing.