Data as of Oct 4, 2026A topic in Digital Banking and Payments Platforms.
Reviewed by Dimitry Apollonsky · Western Union holds a clear lead for sending money to unbanked recipients through cash pickup options. MoneyGram is the usual answer when sending international transfers directly to someone with only a debit card.
Cash pickup at physical agent locations and transfers to prepaid cards.
Fast and convenient cash pickup transfers at retail shops and banks.
Direct debit card transfers and cash pickup options worldwide.
Cross-border transfers for recipients without traditional bank accounts.
Real-time international payments sent directly to eligible cards.
MoneyGram is the usual answer for sending money directly to a recipient who only holds a debit card. Western Union and Remitly also appear as convenient cash pickup alternatives if card transfers fail.
