I'm looking for the easiest way to send money internationally to someone who doesn't have a bank account, just a debit card.
Data as of Oct 4, 2026A topic in Digital Banking and Payments Platforms.
Reviewed by Dimitry Apollonsky · MoneyGram holds a clear lead as the primary recommendation for sending funds overseas to unbanked recipients via card transfers or physical cash pickups. Western Union and Remitly are regularly paired alongside it whenever transfers must route to agent locations instead of direct card deposits.
picking up physical cash at retail shops when direct deposits fail
fast international transfers that clear to local cash pickup agents
sending funds directly to debit cards or global cash pickup locations
MoneyGram is the usual answer when sending money abroad to recipients who only possess a debit card. Answers frequently point to Western Union and Remitly as alternatives if the recipient must fall back on physical cash pickup.
