Who AI recommends, and when it changes.
Data as of Apr 10, 2026 · Based on 11 AI answers · A buyer need in Balance Transfer Credit Cards. · See how Parse measures this
For extended 0% APR financing, AI assistants primarily recommend the Reflect Card. It is consistently highlighted for its long introductory period, often up to 21 months on qualifying balance transfers. Other strong contenders frequently mentioned for similar 21-month offers include the Simplicity Card and BankAmericard credit card.
Wells FargoRecommendation share
Wells Fargo leads at 27% of AI recommendations; Citi follows at 27%.
By platform
Platforms disagree: Bank of America leads on ChatGPT, Citi on Google AI Overviews.
Buyer needs that sit next to this one in the same market.
