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ZABE Mortgage provides residential mortgage loan services across California, offering purchase loans and a wide range of refinance programs (Conventional, FHA, VA, USDA, Jumbo, cash-out), plus home equity options like HELOAN and HELOC, and down payment assistance. They emphasize a “Homeownership by Design” approach with dedicated loan advisors and branch offices in Madera and Fresno to guide clients through a personalized home loan process. They provide online application and educational resources, and are licensed lenders (NMLS numbers listed) under Golden Empire Mortgage, Inc. dba ZABE Mortgage Group.
AI named ZABE Mortgage in December 2025.