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Wave FCU is a Rhode Island-based credit union offering a full range of personal and business banking services, including checking and savings accounts, loans (auto, mortgage, personal, student, and home equity), credit cards, IRAs and certificates, and financial planning. It provides digital banking, rewards, and access to surcharge-free ATMs through networks like MoneyPass and CO-OP, helping members manage finances conveniently. The organization operates two branches in Warwick, RI (Main Branch at 480 Greenwich Ave and Warwick Ave Branch at 1217 Warwick Ave) and provides resources such as routing number 211573407 and member support.
AI named Wave FCU in January 2026.