What AI says about Visa Consumer Authentication Service

Visa Consumer Authentication Service (VCAS) uses AI to provide a real-time, network-agnostic risk score for card-not-present transactions, enabling issuers to make informed authentication decisions. It supports tailored rules management and data-driven risk scoring to reduce fraud and false declines while preserving a smooth cardholder experience. By enabling risk-based authentication, VCAS aims to increase approvals and transaction success, demonstrated by case studies showing reduced friction, lower abandonment, and incremental fraud reductions.