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The U.S. Bank Smartly Visa Signature credit card offers unlimited 2% cash back on every purchase, with the potential to earn up to 4% cash back by maintaining qualifying balances in a U.S. Bank Smartly Savings account and a Smartly Checking or Safe Debit account. Cash back rewards are redeemed into an eligible U.S. Bank deposit account, and cardholders can access additional benefits like personalized cash back deals and flexible redemption options.
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