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Trade Credit & Liquidity Management (TCLM) is a Substack newsletter by David Schmidt and Robert Shultz that provides guidance on trade credit, liquidity management, and working capital. It features articles, analyses, and digests on best practices, credit risk, receivables, and treasury topics, plus industry news and thought leadership. The publication positions itself as a trusted resource for practitioners looking to improve cash flow, reduce risk, and optimize credit and liquidity strategies.
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