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SmartMortgage.com is a direct mortgage lender (part of Guild Mortgage) offering a range of home loan programs—including first-time buyer loans, VA, jumbo, and conventional products—with online tools and licensed loan officers. The company emphasizes a collaborative, personalized homebuying process designed to fit each borrower's needs and uses technology to enable fast closings. It also provides the Guild Gateway to Homeownership Assistance Program, which offers up to $5,000 in assistance for closing costs, rate reductions, or mortgage insurance for eligible borrowers and loan types.
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