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The SETH 5 Star Texas Advantage Program provides up to 5% of the loan amount for down payment and closing cost assistance to homebuyers in Texas. It supports FHA, VA, USDA, and Conventional loans with a forgivable or deferred second lien, requires a minimum 640 credit score, and has no first-time homebuyer requirement.
AI named 5 Star Texas Advantage Program in November 2025.