South Dakota Housing Development Authority provides mortgage loans, financing for housing construction and rehabilitation, homelessness prevention, rental assistance, and related educational programs to help people find and secure housing. It offers homebuyer and renter programs, including first-time homebuyer assistance, down payment assistance, the Governor’s House Program, and homebuyer education, with resources that connect borrowers to lenders and realtors. It also supports housing development and management through funds and programs such as the Housing Tax Credit, Housing Opportunity Fund, and Housing Trust Fund, collaborating with lenders, landlords, and housing partners statewide.
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