Data as of Oct 20, 2026Based on 35,830 AI responses
Reviewed by Dimitry Apollonsky
RatesNegotiator is a team of payment processing consultants who analyze merchant statements to uncover hidden fees and help merchants negotiate lower processing rates, or do the negotiations for them, without switching processors or disrupting their business. Merchants upload a statement for a free analysis, then choose a support plan (including a Negotiate For You option) and pay only a fee equal to a share of the first-year savings. They break down every line item—interchange and assessments set by networks, while the processor markup and many other fees are negotiable—with strategies like interchange optimization and Amex OptBlue to reduce costs.
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across RatesNegotiator’s markets · since Jul 5
Each engine’s share of its own answers across RatesNegotiator’s markets · since Jul 5