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Residential Acceptance Corporation (RAC Mortgage) is a full-service mortgage lender and underwriter that works one-on-one with clients to get home loans approved and closed on time. It offers a broad range of loan programs, including FHA, FNMA, USDA, VA, and non-agency/non-QM products, with a fast application process and typical closings in about 18–20 days after a complete file. RAC also provides loan pipeline management, guidance for buying or refinancing, and access to preferred appraisers/AMCs while staying current with evolving credit policies across partner programs.
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