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Presence Bank is a division of Wayne Bank, formed after a merger effective January 5, 2026. It offers personal and business banking services, including a full suite of deposit accounts (checking, savings, CDs, money market, IRAs) and lending products (mortgages, home equity lines, business loans and lines of credit) with cash management capabilities. It also provides convenient services such as free online and mobile banking with Bill Pay and mobile deposits, access to 55,000+ ATMs, free notary and coin counting, and payment integrations with Apple Pay and Google Pay, plus the SaveUP round-up program.
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