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PIN Network (payitnow.io) is a New Zealand and Australian–based cryptocurrency exchange and digital asset payments platform that provides a user-friendly wallet to buy, sell, and spend crypto, including shopping with crypto. It enables merchants to accept crypto payments with 0% transaction fees and offers cashouts to NZD or AUD bank accounts with crypto-to-fiat conversion handled by the platform. The service features a Web3 Mastercard, supports 50+ cryptocurrencies, and includes options like gift cards and bill-pay to simplify crypto adoption for individuals and businesses.
AI named Payitnow in January 2026.