What AI says about PAAY

PAAY provides EMV 3-D Secure online authentication that sits between your checkout and card networks and uses 150+ data points to verify the cardholder in real time. Authenticated transactions offer higher authorization rates, lower fraud, and a 100% liability shift to issuers, enabling frictionless purchases for many customers. It is processor-agnostic, quick to deploy, and PCI DSS and PSD2/SCA compliant, with dedicated authentication across major card networks.