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ORCA Merchants helps high-risk businesses navigate payment processing by assessing their operations and coordinating the clearest underwriting path with reliable processing partners. They provide industry-specific support for categories such as smoke shops, CBD/hemp, vape retailers, liquor stores, dispensaries, and high-risk ecommerce, guiding underwriting and onboarding. The service is free to merchants and funded by processing partners, with ORCA offering payment technology integration (gateways, ecommerce, equipment, virtual terminals, fraud tools) around the approved relationship.
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