What AI says about OnPay
Since Jul 5Updated Oct 27, 2026Based on 21,757 AI responses
Reviewed by Dimitry Apollonsky
AI summary
OnPay is a payroll, HR, and benefits platform built for small businesses to manage direct deposit, tax filings, and paid time off. It is among the brands most often named when companies need straightforward pricing for mixed teams of W-2 employees and 1099 contractors or multi-state tax compliance without extra filing fees.
Mentioned in
5%
of AI answers about OnPay and its rivals
The market map
Payroll and HRIS SoftwareMentioned in
- #1GustoMentioned in 80%Avg. position 3.5
- #2RipplingMentioned in 46%Avg. position 4.0
- #3ADPMentioned in 32%Avg. position 5.3
- #4OnPayMentioned in 30%Avg. position 4.7
- #5tiedBambooHRMentioned in 24%Avg. position 3.8
- #5tiedDeelMentioned in 23%Avg. position 6.0
- #5tiedQuickBooks Online PayrollMentioned in 23%Avg. position 4.7
- #9tiedPaychexMentioned in 15%Avg. position 6.5
- #9tiedPaylocityMentioned in 14%Avg. position 6.6
- #9tiedPatriot SoftwareMentioned in 14%Avg. position 4.6
- #15tiedWorkdayMentioned in 13%Avg. position 6.2
- #17tiedHiBobMentioned in 11%Avg. position 5.4
- #17tiedJustworksMentioned in 10%Avg. position 6.1
- #19tiedXeroMentioned in 9%Avg. position 5.5
Where OnPay ranks in AI
MarketRank · Mentioned in
- Payroll and HRIS SoftwareAI picks Gusto most80%#4 of 473 · 30%
- Small Business HR & Payroll PlatformsAI picks Gusto most54%#8 of 401tied · 11%
- HR, Payroll & PEO SoftwareAI picks Rippling and 1 more about as often55%#21 of 228tied · 5%
- Retirement Planning & Account ToolsAI picks Fidelity Investments most58%#40 of 100tied · 1%
- Farm Management & Precision Ag TechAI picks Farmbrite most33%#42 of 821tied · 2%
- Benefits Administration and HR PlatformAI picks Rippling most63%#42 of 178tied · 1%
- Small Business Accounting SoftwareAI picks Xero most80%#93 of 293tied · <1%
- Global Contractor Payroll & PaymentsAI picks Deel most96%#101 of 181tied · <1%
- Compliance Management and GRC SoftwareAI picks Drata and 1 more about as often56%#132 of 567tied · <1%
Topics where AI mentions OnPay
TopicMentioned in · on this topicRank
- AI picks mostMentioned in
- As a company concerned about hidden fees, which payroll vendors are most transparent about add-on charges and tax filing fees?on this questionAI picks OnPay and 1 more about as often84%
Excerpts where OnPay appeared in the AI's answer
Google AI ModeOct 20, 2026, Google AI Mode OnPay — Operates on a single, straightforward pricing model with a flat monthly base fee plus a per-person charge.
Google AI ModeSep 23, 2026, Google AI Mode OnPay : Frequently praised by small business owners for having a single, straightforward pricing model with no surprise costs.
- Contractor payroll and 1099 management
- Payroll-first HRIS
- Payroll outsourcing versus cloud software
- Automated state tax registration
- Payroll accounting integration and automated GL posting
- Time, attendance, scheduling, and payroll integration
- Affordable small business payroll
- Farm labor management and payroll
- Small business HR and payroll
- HR and IT management integration
- Small business benefits administration
- 1099 tracking and reporting
- Compliance for scaling
- PTO and overtime management software for mixed employee types
- 401k platforms with payroll integration
- AI picks mostMentioned in
- As a nonprofit organization, which payroll providers offer discounted pricing or features tailored to nonprofits?on this questionAI picks Gusto and 2 more about as often98%
- best payroll software for small businesseson this questionAI picks QuickBooks Online Payroll and 2 more about as often100%
- For a US small business with under 20 employees, which payroll software offers the best balance of price and automated tax filing?on this questionAI picks Gusto most88%
Excerpts where OnPay appeared in the AI's answer
ChatGPTOct 15, 2026, ChatGPT OnPay... A straightforward full-service payroll option with automated tax filing
ChatGPTSep 16, 2026, ChatGPT I'd look particularly closely at Gusto Plus or OnPay, because multi-state fees can change the economics substantially.
- I need a payroll service that is easy to use and does not charge extra for year-end tax filings.on this questionAI picks Gusto most81%
Excerpts where OnPay appeared in the AI's answer
ChatGPTOct 17, 2026, ChatGPT My first recommendation is OnPay if you want straightforward pricing with payroll taxes and year-end forms included.
ChatGPTSep 20, 2026, ChatGPT OnPay — $49/month + $6/worker; federal, state, local, W-2, 1099, and year-end filings are included.
- What's a good, affordable payroll service for a business with under 20 employees?on this questionAI picks Gusto and 1 more about as often93%
How AI describes OnPay
Common descriptions
straightforward · transparent pricing · simple · affordable · budget-friendly
Tone of AI’s statements about OnPay
- Positive74%
- Neutral22%
- Mixed3%
- Negative1%
OnPay is the pick in 98% of AI’s recommendations.
Rated above a rival
- pricing76% of the answers comparing OnPay on pricing rate it better than a rival, 24% worse. Includes “base cost”, “bundling fees”, “cost”, “cost-effectiveness”, “cost effectiveness”, “cost efficiency”, “cost structure”, “fees”, “hidden fees”, “lowest all-in cost”, “price”, “price inclusion”, “price performance”, “price structure”, “pricing orientation”, “pricing structure”, “pricing transparency”, “pricing flexibility”, “pricing model”, “total cost”, “value/hidden fees”, “year-end filing cost”, “year-end tax fees”.
- ease of useAI is mixed on ease of use: 29% of the answers comparing OnPay rate it worse than a rival, 71% better. Includes “complexity”, “complexity and cost”, “simplicity”, “usability”, “user-friendliness”, “value simplicity”.
Question: For a company with hourly workers, which systems integrate best with time-tracking apps to reduce manual data entry?
Google AI ModeOct 22, 2026
OnPay : Features flexible payroll with direct integrations for popular time-tracking and scheduling partners like Deputy and TSheets to streamline hour imports.
Google AI ModeAsk Google AI Mode yourself (opens in a new tab)ChatGPTAsk ChatGPT yourself (opens in a new tab)
Question: The problem is labor management during harvest. What's the best farm labor management and payroll software?
ChatGPTOct 21, 2026
OnPay is worth evaluating if your biggest issue is processing wages, tax filings, and agricultural payroll accurately rather than tracking harvest output.
ChatGPTAsk ChatGPT yourself (opens in a new tab)Google AI ModeAsk Google AI Mode yourself (opens in a new tab)
Question: For a company with both W-2 employees and 1099 contractors, which payroll systems handle both types cleanly in the same platform?
Google AI ModeOct 22, 2026
Gusto, Rippling, OnPay , and QuickBooks Payroll all handle both W-2 employees and 1099 contractors within the exact same platform.
Google AI ModeAsk Google AI Mode yourself (opens in a new tab)ChatGPTAsk ChatGPT yourself (opens in a new tab)
How prominently AI mentions OnPay
Position in answers
- Named first7%
- 2nd or 3rd46%
- Later47%
Each engine’s share of its own answers across OnPay’s markets
- ChatGPT5%
- Google AI Mode5%
Sources AI cites
onpay.com 30%Other sites 70%
- Your site30%
- OnPay | Top-Rated Payroll Services, HR and More (opens in a new tab) · 6%
- Best Payroll Software: 9 Top Small Business Picks (2026) (opens in a new tab) · 6%
- Top Contractor Payroll Software for 1099 Workers | OnPay (opens in a new tab) · 3%
- OnPay Pricing Starts at $55 Per Month | Get Your First Month Free (opens in a new tab) · 2%
- Multi-state Payroll Software Any Business Can Use | OnPay (opens in a new tab) · 2%
- Payroll Software for W-2 filings and 1099s | OnPay (opens in a new tab) · 1%
- Farm Payroll Software | Simplify Farm Payroll with OnPay (opens in a new tab) · 1%
- Nonprofit Payroll Software for 501(c)(3) | OnPay (opens in a new tab) · 1%
- Agriculture Payroll Solutions: Streamlining Farm Payroll with Ease (opens in a new tab) · 1%
- Payroll Software for Small Business | #1 on G2 (Summer 2026) (opens in a new tab) · 1%
- 6%
- Best Payroll Software | Best Small Business Setup for 2026 (opens in a new tab) · 2%
- Best Payroll Software | Best Small Business Setup for 2026 (opens in a new tab) · 1%
- The Best 11 Payroll Services for Small Business (opens in a new tab) · <1%
- Best Payroll Software | Best Small Business Setup for 2026 (opens in a new tab) · <1%
- Best Payroll Software for Single-Member LLCs in 2026 (opens in a new tab) · <1%
- Best Payroll Software for 1099 Contractors (For Employers) (opens in a new tab) · <1%
- The Best 11 Payroll Services for Small Business (opens in a new tab) · <1%
- Best Payroll Software for Small Business (Watch BEFORE Buying) (opens in a new tab) · <1%
- I Ranked Every Major Payroll Platform - The Honest Truth (opens in a new tab) · <1%
- 5 Best Payroll Software for 2026 (opens in a new tab) · <1%
- 6%
- 12 Best Payroll Services For Small Business Of 2026 – Forbes Advisor (opens in a new tab) · 4%
- 10 Best Cheap Payroll Services of 2026 (opens in a new tab) · 1%
- 10 Best Payroll Services For Small Business Of 2026 – Forbes Advisor (opens in a new tab) · <1%
- Payroll Service Cost Guide – Forbes Advisor (opens in a new tab) · <1%
- Best Payroll Solutions For Recruitment Agencies – Forbes Advisor (opens in a new tab) · <1%
- 3%
- OnPay Pricing – Help Center Home (opens in a new tab) · 1%
- Pay Schedules – Help Center Home (opens in a new tab) · 1%
- Creating additional pay schedules – Help Center Home (opens in a new tab) · <1%
- Select an upcoming pay schedule - OnPay (opens in a new tab) · <1%
- View and print Forms W-2 and 1099 – Help Center Home (opens in a new tab) · <1%
- Setting up payroll pay items – Help Center Home (opens in a new tab) · <1%
- Setting up time off policies for your company – Help Center Home (opens in a new tab) · <1%
- W-2 and 1099-NEC delivery options – Help Center Home (opens in a new tab) · <1%
- How to add a contractor – Help Center Home (opens in a new tab) · <1%
- Employee exit - How to terminate a worker's employment status in OnPay – Help Center Home (opens in a new tab) · <1%
- 2%
- Best Payroll Software for Small Businesses in 2026 | Overview (opens in a new tab) · 1%
- Payroll | Online Payroll for Small Business | Try It Free Today! (opens in a new tab) · <1%
- Payroll Software | Affordable Payroll Software for Small Business (opens in a new tab) · <1%
- Patriot Software Pricing | Accounting & Payroll Price Chart (opens in a new tab) · <1%
- Accounting and Payroll Software for Small Businesses (opens in a new tab) · <1%
- Do Nonprofits Pay Payroll Taxes? | Your Questions, Answered (opens in a new tab) · <1%
- Payroll Integration | The Benefits of Integrating Payroll (opens in a new tab) · <1%
- What Is Commission? | Incentivize Employee Performance (opens in a new tab) · <1%
- Payroll Software for Startups | Easy-to-use Payroll (opens in a new tab) · <1%
- Questions about the Payroll Tax Filing Service | Patriot Software (opens in a new tab) · <1%
- 2%
- Affordable Small Business Payroll Services: Top Solutions & Tips | CO- by US Chamber of Commerce (opens in a new tab) · 2%
- How to Decide if You Need a Payroll Service | CO- by US Chamber of Commerce (opens in a new tab) · <1%
- How to Choose the Right Payroll Service or Software | CO- by US Chamber of Commerce (opens in a new tab) · <1%
- 2%
- The Best Payroll Software For Nonprofits (opens in a new tab) · 1%
- 6 Best Payroll Software for Farms (opens in a new tab) · 1%
- 7 Best Cheap Payroll Services in 2026 (opens in a new tab) · <1%
- Best Payroll Software and Services (opens in a new tab) · <1%
- The Best Free Payroll Software for Small Business (opens in a new tab) · <1%
- Best Payroll Software and Services (opens in a new tab) · <1%
- 2%
- What is the cheapest "decent" payroll provider you know of? (opens in a new tab) · <1%
- Best payroll services for small business? (opens in a new tab) · <1%
- Help choosing a Payroll software for a very SMALL business (opens in a new tab) · <1%
- What would you say is the top payroll software for small businesses in 2026? (opens in a new tab) · <1%
- Best payroll software for small business? (opens in a new tab) · <1%
- Guidance for small-scale businesses. (opens in a new tab) · <1%
- Payroll for small firm (opens in a new tab) · <1%
- Good payroll softwares for independent contractors? (opens in a new tab) · <1%
- Is it normal to have to open a whole new payroll account just to be able to pay W-2 and 1099 workers? (opens in a new tab) · <1%
- Payroll software with easy employee onboarding - Reddit (opens in a new tab) · <1%
The page AI cites most for OnPay
