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OAKoak.community · Low evidenceOak Community's OAK is a digital, blockchain-based community currency for Oakland designed to help small businesses and residents by circulating money locally and supporting neighborhood economic development. Each OAK is USD-backed and asset-backed, with every unit tied to a U.S. dollar held in a bank, and the system aims to reduce merchant costs by bypassing traditional banks and processors. Targeting merchants and the broader community, the project uses digital tools to avoid vouchers and counterfeit risk, with plans to diversify backing assets in the future (e.g., land trusts and cooperatively owned businesses) and invites people to stay informed.
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