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National Foundation for Debt Managementnfdm.org · Low evidenceNFDM provides personalized debt management and HUD-certified housing counseling to help individuals take control of their finances. It creates customized debt management plans that reduce monthly payments, lower interest and penalties, and negotiates with creditors to eliminate debt faster. The organization also offers housing counseling for homebuyers and homeowners (including foreclosure avoidance) and reverse mortgage counseling for seniors 62+, and it is not a lending company.
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