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Modesto's First Credit Union (M1FCU.org) is a member-owned financial cooperative in Modesto, California offering checking and savings accounts, youth accounts, online banking, and ATM access with a focus on hometown service. It provides loan products (including auto loans with a 0.25% discount for 20% down) and features such as loan protection, a Visa credit card, and online tools for payments and document uploads. Membership requires a minimum opening deposit of $5, and customers can join and access services through branches, online banking, and a network of ATMs, using routing number 321173506.
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