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Luminus Financial is a Canadian, member‑owned credit union offering a full range of personal and business financial services, including chequing and savings accounts, loans, mortgages, investing, and credit cards. It provides online and mobile banking (Luminus Online Banking) and a Members Ownership Rewards (MOR) program that offers exclusive rates, bonuses, and perks to members. The institution emphasizes competitive rates and promotions (such as welcome bonuses and balance transfers) and provides tools and calculators to help manage and grow savings and investments.
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