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Lloyd Legal, APC is a California consumer bankruptcy law firm offering free consultations to help individuals file Chapter 7 or Chapter 13 bankruptcies to eliminate medical, credit card, payday loan debt and other obligations while protecting assets like cars and homes. They prepare all required paperwork, perform pre-petition planning (including means test analysis) to maximize chances of discharge and stop foreclosures, wage garnishments, bank levies, lawsuits, and other collection actions. They emphasize local, experienced representation, post-case credit guidance, and affordable fees, serving multiple Southern California counties and affiliated with NACBA.
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