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Kotak811 is a digital banking platform by Kotak Mahindra Bank that lets you open zero‑balance digital savings accounts and current accounts in minutes via a mobile app, with virtual debit cards and optional physical cards. It offers debit and credit products including Infinity Metal Debit Card, PVR INOX Debit Card, 811 Credit Card, and Kotak811 super.money Credit Card, plus Credit Card Against FD and Personal Loans, with rewards such as up to Rs 6,000 yearly cashback and a 1% fuel surcharge waiver. The service emphasizes online onboarding and RBI‑regulated security, enabling branchless banking to manage money online and access credit without visiting a branch.
AI named Kotak 811 from February 2026 to March 2026.