How AI describes Vanguard Personal Advisor

Vanguard Digital Advisor is Vanguard's robo-advisor, an all-digital financial planning and investment management service that uses your goals and an algorithm to build and automatically rebalance a strategic index-based portfolio. It starts with a personalized risk assessment, allocates assets with a glide path, and supports goal-based planning, with the initial setup taking up to about 30 minutes. Fees include $0 advisory fees for the first 90 days (investment costs apply), a $100 minimum to enroll, and ongoing costs of roughly $15–$16 per year for every $10,000 in an all-index portfolio.