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Instantpay is a modern digital business banking and identity verification platform that provides a unified dashboard to manage accounts, payments, and workflows via secure APIs. It enables connected banking—consolidating multiple bank accounts—and offers payouts, collections, corporate cards, expense management, working capital loans, and utility bill payments. The platform also covers KYC/KYB, identity verification, AI/ML tools, insurance, agent banking, and a developer-friendly API suite designed for integration and automation, with strong security features.
AI named InstantPay in January 2026.