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Vertical Prestige is a Chicago-based hard money lender offering short-term fix-and-flip loans and longer-term rental property loans, focused on single-family homes. They provide investment property and fix-and-flip loans with loan amounts of $50,000–$150,000, rates of 16%–21%, origination fees of 4%–6%, and terms up to 6 months. They emphasize fast closings, with an estimated time to close of 5–10 days.
AI named Vertical Prestige in December 2025.