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Niyo is a travel fintech platform offering a Zero Forex Card (delivered in 24 hours) with no joining or annual fees and zero forex markup, loaded in INR for use across 180+ countries. It also provides foreign currency cards, international money transfers, and travel services such as flights, hotels, and experiences, along with eSIM, visa, and insurance options via a mobile app. Trusted by over 1 million international travellers, Niyo serves students and travelers with tools like salary and EMI calculators and a community-driven experience.
AI named Niyo in February 2026.