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Free State Financial Planning provides advice-only, flat-fee financial planning for Maryland families, covering retirement readiness, tax-saving opportunities, estate and legacy planning, charitable giving, and portfolio analysis with tax-efficient investing. Led by Columbia, Maryland-based CFP John, FSFP emphasizes neutral guidance with compensation solely from client fees and no commissions, leveraging the founder’s background at TD Ameritrade Investment Management. Fees range from $400 for an hour to $6,000 for a comprehensive plan, and services include education, planning, implementation, monitoring, and adjustments, with complimentary, no-obligation consultations available.
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