FloodFlash provides rapid-payout, sensor-based flood insurance for commercial properties and landlords, using a smart depth sensor to trigger payouts automatically when a predefined flood depth is reached. It offers parametric coverage with Lloyd’s capacity, no excess, no loss adjustment, and a fast, transparent claims process—often within 48 hours (fastest under 10 hours). After purchase, a sensor is installed on-site, data is verified, and the FCA-authorised policy is underwritten by Lloyd’s syndicates to enable quick, flexible payouts.
AI named FloodFlash from February 2026 to June 2026.
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