How AI describes First Latitude

First Latitude offers a secured Mastercard designed to help consumers build credit by requiring a security deposit and by reporting monthly to the three major credit bureaus. The application is a four-step process that can be completed with no impact to your credit (a soft inquiry may be used), and the card features 1% cash back and funding of the security deposit. The card is issued by Synovus Bank, with multiple design options and standard terms, privacy disclosures, and other policy information.