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First Latitude offers a secured Mastercard designed to help consumers build credit by requiring a security deposit and by reporting monthly to the three major credit bureaus. The application is a four-step process that can be completed with no impact to your credit (a soft inquiry may be used), and the card features 1% cash back and funding of the security deposit. The card is issued by Synovus Bank, with multiple design options and standard terms, privacy disclosures, and other policy information.
AI named First Latitude from December 2025 to March 2026.