Data as of Oct 5, 2026Based on 12,083 AI responses
Reviewed by Dimitry Apollonsky ·
First Active offers an Instant Access Savings Account with a 12-month bonus rate of 4.55% AER (4.46% gross) on balances up to £1,000,000, after which the rate reverts to the standard variable rate. The account can be opened and managed online, accepts deposits from a UK bank, and allows withdrawals online with no fees, subject to a £10,000 per-transaction and £20,000 per rolling 24-hour limit. It is backed by NatWest Group and eligible deposits are protected by the Financial Services Compensation Scheme (FSCS).
<1%No change
of AI answers about First Active and its rivals. Since Jul 5
Since Jul 5
